Norwich & Peterborough Building Society: Existing Customer Guide
If you are searching for Norwich & Peterborough Building Society today, you are probably not looking for a new N&P account. You may have an old savings passbook, a residential mortgage, former current-account paperwork, a personal loan, a commercial mortgage, an old Gibraltar account or simply need to know which organisation now deals with your records.
The practical answer is that Norwich & Peterborough Building Society merged with Yorkshire Building Society in 2011. The N&P high-street brand was subsequently retired, its current accounts were closed and more than 570,000 N&P savings customers were moved onto Yorkshire Building Society systems. Some legacy N&P products, particularly mortgages, still have dedicated support routes.
Meaningful editorial review: 18 September 2026. Legacy-product servicing, telephone hours, mortgage rates, charges and old-account procedures can change. Use the linked YBS/N&P source that matches your specific product before sending documents or money.
Norwich & Peterborough: Quick Answers for Existing Customers
What Happened to Norwich & Peterborough Building Society?
Norwich & Peterborough Building Society was formed in 1986 through the merger of Norwich Building Society and Peterborough Building Society. The important date for current account holders and savers is 1 November 2011, when N&P merged with Yorkshire Building Society.
N&P then continued as part of the Yorkshire Building Society Group for several years. By 2018, YBS had completed a major brand-consolidation programme: N&P current accounts were closed, N&P savings customers were migrated to the YBS platform and the N&P high-street brand was retired.
Norwich Building Society was established.
The organisation that later became Peterborough Building Society was founded.
Norwich Building Society and Peterborough Building Society merged to create Norwich & Peterborough Building Society.
N&P merged into Yorkshire Building Society.
YBS completed the main N&P retail integration, closed the N&P current-account business and migrated more than 570,000 N&P savings customers to the Yorkshire Building Society brand.
N&P no longer operates as a normal standalone retail building society, but Yorkshire Building Society still maintains official N&P help pages and uses Norwich & Peterborough Building Society/N&P as a trading name in current group information.
Official N&P history Norwich & Peterborough History and YBS Merger Information
After opening this link:
- Read the timeline showing the Norwich and Peterborough organisations before their 1986 merger.
- Check the 2011 entry confirming the merger with Yorkshire Building Society.
- Read the 2018 entry explaining the move to Yorkshire Building Society as the principal high-street brand.
- Use the YBS link on that page if you are trying to open a new savings product rather than service an old N&P product.
Which Organisation Should an Existing N&P Customer Contact?
The name printed on old paperwork is less important than the product. Use the route below before calling a general number.
Most former N&P savings accounts moved to YBS systems. Start with Yorkshire Building Society savings support.
Savings customer routeN&P current accounts were closed. Use the specialist former-current-account number for historical questions.
Current-account routeDedicated N&P residential mortgage servicing remains available.
Mortgage routeExisting commercial borrowing is now supported through YBS Commercial Mortgages.
Commercial routeNew N&P personal loans are unavailable, but YBS publishes a number for existing borrowers.
Personal-loan routeStart with YBS if you know it was N&P; use the free My Lost Account service when the provider or status is uncertain.
Trace an old accountFormer N&P Savings Customers: Use Yorkshire Building Society
Yorkshire Building Society reported that more than 570,000 N&P savings customers were transferred to the YBS brand during its 2018 integration programme. N&P no longer opens new savings accounts.
If your old paperwork still says Norwich & Peterborough, the useful starting point is therefore usually YBS savings support rather than searching for an N&P branch.
Official YBS savings help Yorkshire Building Society Savings Help
After opening this link:
- If your former N&P savings account already appears as a YBS account, use the normal YBS management route.
- If it does not appear, gather the historic account number and the address used when the N&P account was active.
- Use the contact route for savings or call 0345 1200 100.
- If the account may be dormant, tell YBS that you are trying to trace an old Norwich & Peterborough savings account.
- Do not assume an old passbook balance is the current balance until YBS verifies the account record.
Found an Old N&P Passbook, Statement or Account Number?
Old N&P paperwork is still useful. YBS says it can investigate dormant accounts using information such as your name, date of birth, current address and previous addresses.
If you know the account was with Norwich & Peterborough, contact YBS first. If you are uncertain which building society ultimately held the money, the UK banking and building-society industry also operates the free My Lost Account tracing service.
Start with YBS when
- The passbook clearly says Norwich & Peterborough.
- You have an N&P account number.
- You know your old address and approximate account dates.
- You believe the balance was transferred into YBS.
Use My Lost Account when
- You are unsure which old building society held the money.
- The provider merged or changed name and you cannot identify the successor.
- You have several possible historic accounts.
- A direct search with the provider has not resolved the issue.
Account tracing Start a Free My Lost Account Search
After opening this link:
- Gather old account numbers, sort codes, passbooks and statements before starting.
- List previous names and addresses used while the account was open.
- Select the original institution when the service asks which provider you remember.
- Add Norwich & Peterborough details rather than replacing the old name with a guess.
- Keep the application reference so you can follow the search result.
What Happened to N&P Current Accounts?
Norwich & Peterborough no longer provides a current account. YBS confirmed that the N&P current-account operation was closed as part of the 2018 consolidation of the business.
That means you cannot open a new N&P current account or use an old N&P current-account page as if it were still an active everyday-banking service. Historical enquiries are different.
Official N&P products N&P Other Products and Legacy Account Help
After opening this link:
- Find the Current account section.
- Confirm that N&P no longer provides a current account.
- If your question concerns an old N&P current account, use the existing-customer contact information rather than attempting to apply again.
- Keep old account documents until the historical query is resolved.
Existing Norwich & Peterborough Residential Mortgages
Residential mortgages are the main reason some customers still need a genuinely N&P-specific service. YBS continues to maintain an official N&P mortgage section and publishes 0345 848 0246 for residential mortgage customers.
Official N&P mortgage Manage an Existing N&P Residential Mortgage
After opening this link:
- Keep your N&P mortgage account number or latest annual statement nearby.
- Choose the part matching your task: payment, overpayment, early repayment, payment difficulty or another mortgage change.
- Check your original mortgage offer before making a large overpayment because an Early Repayment Charge may apply.
- Call the dedicated N&P mortgage team when the change requires staff approval.
- Ask for confirmation of any repayment change that affects your monthly payment or mortgage term.
N&P Mortgage Payments, Overpayments and Annual Reviews
The surviving N&P mortgage guidance contains several details that are easy for an older borrower to miss. These rules are tied to the mortgage contract, so check the latest official page and your own offer before acting.
2026 charge source N&P Tariff of Mortgage Charges
After opening this link:
- Check the effective date printed on the tariff before relying on a fee.
- Find the charge matching the exact service you need.
- For Early Repayment Charges, return to your mortgage offer because the tariff directs customers to their individual offer terms.
- If the fee is unclear, call N&P before making the change.
Existing N&P Commercial Mortgage Customers
N&P Commercial Mortgages is no longer taking new business under the former N&P brand. Yorkshire Building Society says existing N&P commercial mortgage customers are now supported through the YBS Commercial Mortgages platform.
This is especially important if you want to change an existing commercial mortgage. Current YBS material states that changing an existing N&P commercial mortgage can require remortgaging it onto a new YBS commercial mortgage and completing a new application.
Official legacy product N&P Commercial Mortgage Customer Route
After opening this link:
- Open the N&P Commercial Mortgages section.
- Follow the link to YBS Commercial Mortgages.
- Explain that the existing facility originated under Norwich & Peterborough.
- Before agreeing to a change, ask whether the existing facility has to be replaced with a new YBS commercial mortgage.
- Check the new valuation, legal, application and early-repayment costs before proceeding.
Old N&P Personal Loans, Insurance and Gibraltar Accounts
Some searches for Norwich & Peterborough come from products that are no longer sold but may still have a servicing route. Do not use the residential mortgage number for every old N&P product.
N&P no longer offers new personal loans.
For historic/current-account enquiries:
Use Yorkshire Building Society savings support:
The former Gibraltar branch is closed. YBS publishes:
The N&P contact page currently lists:
Use current Yorkshire Building Society products instead of looking for a new N&P-branded product.
Can Former N&P Savings Customers Use YBS Online Services?
Customers whose old N&P savings relationship has been migrated into a supported Yorkshire Building Society account should use YBS’s current online-access system rather than searching for an old N&P online-banking login.
YBS says registration requires an eligible YBS account number and access to the phone number or email address linked to the account. Customers must be at least 16 to register for online access.
Official online access Register for Yorkshire Building Society Online Services
After opening this link:
- Confirm that your former N&P account is now held as a supported YBS account.
- Have one YBS account number available.
- Make sure you can access the phone number or email address YBS holds for you.
- Complete registration through YBS’s secure service.
- If the old account is not recognised, stop and contact YBS rather than creating multiple registrations.
N&P, YBS and Chelsea: One Shared FSCS Protection Limit
Yorkshire Building Society’s current FSCS information says eligible deposits are protected up to £120,000 per eligible person. The important detail for former N&P customers is that the standard limit is shared across eligible deposits held with Yorkshire Building Society, Chelsea Building Society and Norwich & Peterborough Building Society.
Official FSCS information Yorkshire Building Society FSCS Protection
After opening this link:
- Check the standard protection limit currently displayed by YBS.
- Read the list of brands included within the same protection total.
- Add your eligible YBS, Chelsea and N&P deposits together.
- If your total is close to or above the standard limit, read the current FSCS rules before leaving a large balance in place.
- Check separately whether temporary-high-balance protection may apply after a qualifying life event.
There Is No Normal N&P Branch Network to Search in 2026
A common mistake is searching for a “Norwich & Peterborough branch near me” using an old directory. The N&P retail network was consolidated into Yorkshire Building Society years ago.
Former savings customers should use the current YBS branch-and-agency finder. Existing N&P mortgage customers should first check whether their task can be handled by the dedicated mortgage team before travelling to a branch.
Official YBS locations Find a Yorkshire Building Society Branch or Agency
After opening this link:
- Search by your current UK postcode or town.
- Check whether the result is a full YBS branch or an agency.
- Open the individual location page and confirm today’s hours.
- Check that the location can handle your former N&P account task.
- For a legacy mortgage or unusual historic document, call first rather than assuming the counter can resolve it immediately.
Yorkshire Building Society Principal Office
Address:
Yorkshire House
Yorkshire Drive
Bradford
West Yorkshire
BD5 8LJ
United Kingdom
General YBS contact: 0345 1200 100
This is Yorkshire Building Society’s principal/head-office address, not a replacement for a local branch and not automatically the postal destination for every legacy N&P document.
Bereavement, Power of Attorney and Acting for an N&P Customer
When the account holder has died or someone else needs legal authority to manage their finances, an old N&P account can take additional verification. The first job is to identify which product still exists and which YBS team now services it.
Official N&P support N&P Bereavement Help
After opening this link:
- Identify whether the deceased held an N&P mortgage or another legacy product.
- Read the current contact options before sending original documents.
- Prepare a copy of the death certificate and account information.
- If visiting a YBS branch, check what identification and authority documents staff need first.
- Ask how future mortgage or account correspondence will be handled while the estate is being administered.
How to Complain About a Legacy N&P Account
Because Norwich & Peterborough is part of the Yorkshire Building Society Group, current complaint handling is routed through YBS. This is also reflected in YBS’s current FCA complaint reporting, which continues to list Norwich & Peterborough Building Society among the firms/trading names covered.
Official complaints Make a Complaint to Yorkshire Building Society
After opening this link:
- Choose online, telephone or branch complaint handling.
- Tell YBS that your complaint concerns a former or current N&P-branded product.
- Explain the issue chronologically.
- Keep the complaint reference and copies of any supporting documents.
- If YBS issues a final response and you remain dissatisfied, read the Financial Ombudsman information included with that response.
Common N&P Existing-Customer Mistakes
What to Prepare Before You Contact YBS About N&P
Legacy-account calls are easier when staff can match your current identity with the information held on the historic record.
Related Building-Society.org Guides
These guides are useful when your N&P savings have moved to YBS, you need to understand the wider YBS Group, or you are comparing an active building society for a new product.
Official N&P and Yorkshire Building Society Resources
For an old account, the strongest source is the current page operated by Yorkshire Building Society for that exact N&P product.
How This Existing-Customer Guide Was Checked
Review date: 18 September 2026. Old N&P literature can contain obsolete addresses, rates, opening hours and telephone numbers, so current YBS-hosted information should control before you act.
Independent Information and Financial Safety Notice
Building-society.org is an independent informational website. It is not Norwich & Peterborough Building Society, Yorkshire Building Society, Chelsea Building Society, the Financial Conduct Authority, Prudential Regulation Authority, Financial Services Compensation Scheme or Financial Ombudsman Service.
This guide cannot confirm whether a particular old N&P account remains open, calculate your current mortgage redemption figure, verify ownership of a dormant account or provide personalised financial advice. Yorkshire Building Society must perform account tracing, security checks and product-specific servicing.
Norwich & Peterborough Building Society FAQs
1. Does Norwich & Peterborough Building Society still exist?
Not as a separate standalone building society. Norwich & Peterborough merged with Yorkshire Building Society in 2011. N&P later ceased to be YBS’s main high-street retail brand, although N&P remains a trading name used within the Yorkshire Building Society Group and some legacy products still have dedicated N&P support.
2. What happened to Norwich & Peterborough savings accounts?
YBS completed the migration of N&P savings customers to Yorkshire Building Society systems during its 2018 integration programme. YBS reported that more than 570,000 N&P savings customers were transferred to the YBS brand. Former N&P savings customers are currently directed to YBS on 0345 1200 100.
3. Can I still open a Norwich & Peterborough savings account?
No. N&P states that it no longer opens new savings accounts under the Norwich & Peterborough brand. Customers looking for a new savings product are directed to Yorkshire Building Society’s current range.
4. What happened to N&P current accounts?
N&P current accounts were closed as part of Yorkshire Building Society’s brand-consolidation programme. YBS currently publishes 0345 300 6727 for former N&P current-account customers who need help with a historic account enquiry.
5. What number do I call for an existing N&P residential mortgage?
Yorkshire Building Society currently publishes 0345 848 0246 for N&P residential mortgage customers. The published standard hours are Monday to Friday 8am–6pm and Saturday 9am–2pm, although hours can change.
6. Can I still make an overpayment on an N&P mortgage?
Yes, subject to the conditions of your mortgage. The current N&P mortgage page says customers can arrange regular overpayments by telephone and currently states a £250 minimum for a lump-sum overpayment. Check your mortgage offer first because an Early Repayment Charge can apply.
7. What should I do if I find an old Norwich & Peterborough passbook?
Keep the passbook and contact Yorkshire Building Society. Prepare the old account number, your current and previous names, date of birth and addresses used when the account was active. If the provider or account history is uncertain, the free My Lost Account service can also help trace old UK building-society accounts.
8. Are N&P deposits protected separately from Yorkshire Building Society by FSCS?
No separate standard limit should be assumed. YBS currently states that eligible deposits held with Yorkshire Building Society, Chelsea Building Society and Norwich & Peterborough Building Society share the same £120,000 standard FSCS protection limit per eligible person.
9. Are there still Norwich & Peterborough branches?
There is no normal standalone N&P high-street branch network for customers to use in 2026. Former savings customers should use Yorkshire Building Society’s current branch and agency network, while legacy N&P mortgage customers should use the dedicated mortgage support route when appropriate.
10. Is Building-society.org the official Norwich & Peterborough website?
No. Building-society.org is an independent information website. Current official N&P legacy help is hosted by Yorkshire Building Society at ybs.co.uk. Use YBS’s official secure services whenever you need account access, identity verification, a mortgage change or information about an old N&P product.