UK Self-Build Mortgage Guide · 2026 Building Society Self-Build Mortgage Guide UK A self-build mortgage is different from an ordinary house-purchase mortgage because you normally need the money while the property is being built, not in one lump sum on completion. Building societies that specialise in self-build lending therefore release mortgage funds in stages as … Read more
UK Part-Buy Part-Rent Mortgage Guide · 2026 Building Society Shared Ownership Mortgage Guide UK A shared ownership mortgage lets you borrow against the share of a home you are buying rather than the property’s full market value. You then normally pay rent to a housing association, council or other scheme provider on the share you … Read more
UK Holiday Let Mortgage Guide · 2026 Building Society Holiday Let Mortgage Guide UK A holiday let needs a different mortgage from an ordinary residential home and usually a different product from a standard buy-to-let. The lender has to be comfortable with short guest stays, seasonal rental income, the property’s location and, in some cases, … Read more
UK Landlord Mortgage Guide • September 2026 Building Society Buy-to-Let Mortgage Guide UK A building society buy-to-let mortgage is designed for a property you intend to rent to tenants rather than occupy as your own home. The lender normally looks closely at expected rent, loan-to-value, property type and your landlord profile instead of assessing the … Read more
UK Residential Remortgage Comparison · September 2026 Building Society Remortgage Rates UK 2026: Compare Deals Building society remortgage rates in 2026 are not one simple percentage. The deal you can actually get depends on your loan-to-value (LTV), mortgage balance, product fee, fixed or tracker period, property, income and whether you are moving to a new … Read more
UK Low-Deposit Mortgage Guide · 2026 Building Society Low Deposit Mortgage Guide UK A low-deposit mortgage can mean a standard 95% LTV mortgage with a 5% deposit, a 98% or 99% mortgage requiring only a small cash deposit, or in a few cases a 100% mortgage where another form of eligibility or security replaces a … Read more
UK 10% Deposit Mortgage Guide · September 2026 Best Building Society 90% LTV Mortgages UK 2026 A 90% loan-to-value mortgage normally means you provide a 10% deposit and borrow the remaining 90% of the property’s accepted value. For a £300,000 home, that usually means a £30,000 deposit and a £270,000 mortgage before allowing for buying … Read more
UK Low-Deposit Mortgage Guide · 2026 Best Building Society 95% LTV Mortgages UK 2026 A 95% loan-to-value mortgage lets you buy a home with a 5% deposit, but the building society with the lowest advertised rate is not automatically the best choice. At this LTV, affordability limits, property type, new-build rules, product fees, gifted-deposit policy … Read more
UK First-Time Buyer Mortgage Guide • September 2026 Building Society First-Time Buyer Mortgage Guide UK A building society first-time buyer mortgage can be worth checking when your deposit is small, your income does not fit a simple automated affordability model, you want a family-assisted option, or you would rather discuss the application with a mortgage … Read more
UK First-Time Buyer Mortgage Comparison · 2026 Best Building Societies for First-Time Buyers UK 2026 The best building society for a first-time buyer depends on the problem you actually need to solve. Someone earning enough but struggling with affordability needs a different mortgage from a renter with almost no deposit, while a buyer with exactly … Read more
