Coventry Building Society Savings Rates 2026: Accounts & ISAs

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Independent UK Savings Rate Guide · September 2026

Coventry Building Society Savings Rates 2026: Accounts & ISAs

Coventry Building Society savings rates in 2026 range from straightforward easy-access accounts to regular savers, limited-access accounts, fixed-rate bonds and Cash ISAs. The headline percentage matters, but so do the monthly deposit cap, withdrawal charge, fixed maturity date and whether the account is tax-free.

This page compares the live Coventry savings range checked on 18 September 2026. It is designed to answer the practical question first: which Coventry account fits the way you actually plan to save and withdraw money?

Check Live Coventry Savings Rates Compare Coventry Cash ISAs See September 2026 Rate Table
Independent website and rate warning: Building-society.org is not Coventry Building Society. Savings products can be withdrawn, replaced by a new issue or have a variable rate changed. Always open the official Coventry product page immediately before applying or transferring money.

Rate snapshot reviewed 18 September 2026. Rates below are a dated editorial snapshot, not a promise of the rate that will be available later.

Coventry Savings Rates: Fast Answers

5.00% AER Sunny Day Saver (3), variable, up to £150 each calendar month.
4.25% AER First Home Saver (2), variable, up to £1,000 each calendar month.
4.20% AER Fixed Rate Saver (28), fixed until 30 November 2029.
4.25% tax-free 4 Access ISA – 1 Year, variable with four charge-free withdrawals.
4.20% tax-free Fixed Rate ISA (341), fixed until 31 December 2029.
£120,000 Current standard FSCS protection limit per eligible depositor with Coventry Building Society.
Highest rate does not automatically mean best account. The 5.00% Sunny Day Saver is a regular saver with a £150 monthly cap. It serves a very different purpose from a £1 million fixed-rate bond, a four-access Cash ISA or an emergency fund that needs unlimited withdrawals.

Coventry Building Society Savings Rates: 18 September 2026 Snapshot

These are current examples from Coventry’s open savings range at the time of this review. Product issue numbers matter: an older Coventry account with a similar name may pay a different rate.

Account
Rate
Funding
Access / key restriction
Sunny Day Saver (3)
5.00% AER
£1–£150 each calendar month
Variable rate. Charge-free withdrawals at any time. Runs for 12 months.
First Home Saver (2)
4.25% AER
£1–£1,000 each calendar month
Variable. 60 days’ notice for charge-free withdrawal, or a 60-day interest charge for immediate access.
Regular Saver (6)
4.00% AER
£1–£500 each month
12-month variable saver. Withdrawals/closure incur a charge equal to 30 days’ interest on the amount withdrawn.
5 Access Saver (5)
3.50% AER
£1–£1,000,000
Five charge-free withdrawals per account year; sixth and later withdrawals incur 50 days’ interest on the amount withdrawn.
Easy Access Saver (8)
2.00% AER
£1–£1,000,000
Variable rate with unlimited charge-free access.
Fixed Rate Saver (26) 30.11.2027
4.00% AER
£1–£1,000,000
Fixed until 30 November 2027. No withdrawal or closure after the 14-day cooling-off period.
Fixed Rate Saver (27) 30.11.2028
4.10% AER
£1–£1,000,000
Fixed until 30 November 2028. No withdrawal or closure after the cooling-off period.
Fixed Rate Saver (28) 30.11.2029
4.20% AER
£1–£1,000,000
Fixed until 30 November 2029. Money is intended to stay locked away after the cooling-off period.
4 Access ISA – 1 Year
4.25% tax-free
£1–£20,000 for 2026/27 plus accepted ISA transfers
Four charge-free withdrawals. Fifth and later withdrawals, including closure, incur 50 days’ interest on the amount withdrawn.
Fixed Rate ISA (339) 31.12.2027
4.00% tax-free
£1–£20,000 for 2026/27; transfers accepted
Fixed until 31 December 2027. No partial withdrawals after cancellation period; full closure is subject to a charge.
Fixed Rate ISA (340) 31.12.2028
4.10% tax-free
£1–£20,000 for 2026/27; transfers accepted
Fixed until 31 December 2028. Partial withdrawals are not allowed after the cancellation period.
Fixed Rate ISA (341) 31.12.2029
4.20% tax-free
£1–£20,000 for 2026/27; transfers accepted
Fixed until 31 December 2029. Full early closure after the cancellation period currently carries a 270-day interest charge.
Easy Access ISA (12)
2.00% tax-free
£1–£20,000 plus accepted previous-year transfers
Flexible ISA with unlimited charge-free access.
Junior Cash ISA (2)
3.75% tax-free
£1–£9,000
Money belongs to the child and normally cannot be accessed until age 18.
Rates can change after this snapshot. Sunny Day Saver, First Home Saver, Regular Saver, 5 Access Saver and Easy Access Saver are variable-rate products. Fixed products can also disappear from sale and be replaced by a new issue even though an existing customer’s agreed fixed rate continues.

Official rate list Compare All Coventry Building Society Savings Accounts

After opening this link:

  1. Look for the exact account name and issue number shown in this guide.
  2. Check the live AER rather than relying on the percentage in a search-result snippet.
  3. Open the product’s Summary Box.
  4. Check minimum and maximum deposits.
  5. Read the withdrawal and closure conditions before applying.
  6. Save the terms that apply on the date you open the account.

Which Coventry Savings Account Fits Your Actual Goal?

Comparing Coventry savings rates by percentage alone can point you towards the wrong product. Start with when and how you expect to put money in or take it out.

Monthly habit I want to save up to £150 each month

Sunny Day Saver (3) currently combines a 5.00% variable AER with charge-free withdrawals.

Check Sunny Day Saver
Larger monthly saving I can save up to £500 each month

Regular Saver (6) allows a larger monthly amount but currently pays 4.00% and charges 30 days’ interest when money is withdrawn.

Compare regular savers
First property I am building a first-home deposit

First Home Saver (2) allows up to £1,000 each month and includes a possible £500 bonus when qualifying conditions are met with a Coventry mortgage.

Check First Home Saver
Emergency fund I may need the money at any time

Easy Access Saver (8) provides unrestricted access, but its current 2.00% AER is lower than restricted accounts.

Compare access options
Some withdrawals I can limit myself to five withdrawals

5 Access Saver (5) currently pays 3.50% AER with five charge-free withdrawals per account year.

Check limited access
Lump sum I can lock money away

Coventry’s current fixed savers pay 4.00%–4.20% depending on maturity, but normal early access is not available after cooling off.

Compare fixed savings
Tax-free savings I want a Cash ISA

Current choices include flexible easy access, restricted four-access and fixed-rate ISAs.

Compare Coventry ISAs
Child savings I am saving for someone under 18

Compare Young Saver with Coventry’s Junior Cash ISA; ownership, access and annual contribution rules are different.

Children’s accounts

Sunny Day Saver (3): Coventry’s 5.00% Regular Saver

Sunny Day Saver (3) currently has the highest headline rate among Coventry’s mainstream open savings examples in this review: 5.00% AER/gross variable. It is designed for monthly saving rather than placing a large lump sum into the account.

Rate 5.00% AER/gross p.a., variable.
Monthly limit Up to £150 each calendar month.
Minimum balance £1.
Access Withdraw at any time without an access charge.
Term 12 months from account opening.
Minimum age 18.

Taking money out does not restore that month’s paying-in allowance. If you have already paid the full monthly amount and later withdraw some of it, you cannot simply replace the withdrawn amount on top of the monthly maximum.

Prize-draw feature: Coventry currently enters qualifying Sunny Day Saver (3) accounts into 11 monthly prize draws when at least £10 is saved in the relevant month. Customers who qualify for all 11 monthly draws can also qualify for the additional prize draw, subject to the full competition terms.
At the end of 12 months: Coventry says the account moves to its Easy Access Saver (Maturity) if you take no action. The maturity account pays a lower rate than Sunny Day Saver (3), so check the new rate rather than leaving the balance untouched automatically.

Official product Sunny Day Saver (3)

After opening this link:

  1. Confirm the 5.00% AER is still displayed.
  2. Check that you can work within the £150 monthly deposit cap.
  3. Read how withdrawals affect what you can pay back in.
  4. If the prize draw matters to you, read the full eligibility and exclusion terms.
  5. Read the maturity section so you know what happens after 12 months.

Regular Saver (6) vs First Home Saver (2)

Regular Saver (6)

  • 4.00% AER/gross variable.
  • Save up to £500 each month.
  • 12-month account.
  • Minimum age currently 16.
  • Withdrawal or closure incurs 30 days’ interest on the amount withdrawn.
  • Useful for a structured one-year savings target.

First Home Saver (2)

  • 4.25% AER/gross variable.
  • Save up to £1,000 each calendar month.
  • Account lasts up to 36 months.
  • 60 days’ notice allows charge-free withdrawal.
  • Immediate withdrawal can incur a 60-day interest charge.
  • Coventry currently offers a £500 bonus if qualifying mortgage conditions are met.
The £500 first-home bonus is not simply extra savings interest. It depends on the published First Home Saver and Coventry mortgage conditions. Read the full account terms before treating the bonus as part of your expected return.

Official regular savers Compare Coventry Regular Savings Accounts

After opening this link:

  1. Compare the monthly deposit caps before comparing the percentages.
  2. Check how long the account lasts.
  3. Read the withdrawal charge for the account you are considering.
  4. For First Home Saver, open the mortgage-bonus terms separately.
  5. Make sure the account still suits you if variable rates fall during the term.

Easy Access Saver vs 5 Access Saver

This is one of the most useful Coventry comparisons. The 5 Access Saver currently pays substantially more than Easy Access Saver, but the higher rate comes with a withdrawal-count restriction.

Account
Rate
Access
Good fit when
Easy Access Saver (8)
2.00%
Unlimited charge-free withdrawals.
You genuinely expect to dip into the money frequently or need an unrestricted emergency fund.
5 Access Saver (5)
3.50%
Five charge-free withdrawals; sixth and later withdrawals incur a 50-day interest charge.
You want a higher variable rate and can realistically keep withdrawals to five or fewer each account year.
Closure can count as a withdrawal. With 5 Access Saver (5), the sixth and subsequent withdrawals include closure for the purpose of the current 50-day interest charge. Keep a simple count if you actively use the account.

Official limited access Coventry Limited-Access Savings

After opening this link:

  1. Open the current limited-access issue.
  2. Check how many charge-free withdrawals are allowed.
  3. Confirm whether closure is included in the withdrawal count.
  4. Compare the rate with Coventry’s unrestricted Easy Access Saver.
  5. Choose based on your likely behaviour, not your ideal behaviour.

Coventry Fixed Rate Savings Accounts

Coventry’s current fixed-rate saver range increases from 4.00% to 4.20% as the maturity date moves further out. The trade-off is strict access: after the 14-day cooling-off period, the current fixed savers do not allow normal withdrawals or account closure before maturity.

Fixed Rate Saver (26) 4.00% AER/gross fixed until 30 November 2027.
Fixed Rate Saver (27) 4.10% AER/gross fixed until 30 November 2028.
Fixed Rate Saver (28) 4.20% AER/gross fixed until 30 November 2029.
Balance range Current products show deposits from £1 up to £1,000,000.
Do not confuse maximum account balance with protected balance. A Coventry fixed saver may accept substantially more than the standard FSCS limit. The account’s £1 million maximum does not mean £1 million is protected by FSCS.

Official fixed savings Compare Coventry Fixed Rate Savers

After opening this link:

  1. Compare maturity date as well as AER.
  2. Choose a term only for money you can genuinely leave untouched.
  3. Check the deadline for funding the account.
  4. Choose annual or monthly interest where the product offers both.
  5. Read the maturity instructions before assuming the account will renew at the same rate.

Coventry Building Society Cash ISA Rates for 2026/27

Coventry’s ISA range currently gives savers three noticeably different choices: unrestricted easy access, a higher-rate four-access ISA and fixed-rate ISAs. For the 2026/27 tax year, Coventry’s live pages use the standard £20,000 adult ISA subscription allowance.

ISA
Rate
Access
Key point
Easy Access ISA (12)
2.00%
Unlimited, charge free.
Flexible ISA. Useful when tax-free status and unrestricted access matter more than the highest rate.
4 Access ISA – 1 Year
4.25%
Four charge-free withdrawals.
Fifth and later withdrawals, including closure, currently incur 50 days’ interest on the amount withdrawn.
Fixed Rate ISA (339)
4.00%
Fixed to 31 December 2027.
No partial early withdrawal after cancellation period; early full closure carries the account’s specified interest charge.
Fixed Rate ISA (340)
4.10%
Fixed to 31 December 2028.
Current-year subscriptions and previous ISA transfers are accepted under the product rules.
Fixed Rate ISA (341)
4.20%
Fixed to 31 December 2029.
Current early full-closure charge is equivalent to 270 days’ interest.
Tax-free does not automatically mean higher return. Compare the net interest you expect to keep on an ordinary saver with the ISA rate, your available Personal Savings Allowance and your wider tax position. ISA benefits can also matter in future years even when you pay no tax on savings interest today.

Official Cash ISAs Compare Coventry Building Society Cash ISAs

After opening this link:

  1. Choose whether you need easy, limited or fixed access.
  2. Confirm the live tax-free AER.
  3. Check whether the ISA is flexible or non-flexible.
  4. Check whether current-year subscriptions and previous-year transfers are accepted.
  5. For a fixed ISA, read the early-closure charge before transferring a large balance.

Transferring an ISA to Coventry: Do Not Withdraw It Yourself

Coventry’s current fixed ISAs and several other ISA products accept transfers. If you want existing ISA money to remain inside the ISA system, request a formal ISA transfer rather than taking the money out into an ordinary bank account first.

Choose the Coventry ISA you want to receive the transfer.
Check that the exact issue accepts transfers.
Open the Coventry ISA or complete its transfer process.
Provide details of the existing ISA provider.
Let the providers complete the transfer through the ISA process.
Keep your transfer confirmation and check the amount received.
Common mistake: manually withdrawing an old ISA can remove that money from its protected ISA wrapper. A flexible ISA can have special replacement rules, but do not assume every Coventry or transferring-provider ISA is flexible.

Coventry Children’s Savings: Young Saver and Junior Cash ISA

Coventry’s children’s accounts solve different problems. Young Saver is designed to help a child learn to save and manage money, while a Junior Cash ISA locks the child’s tax-free savings away until age 18 under Junior ISA rules.

Young Saver

  • Current 4.00% AER variable.
  • Designed for ages 7–17.
  • Up to £200 can currently be paid in each month.
  • Easy access for the child.
  • Interest is currently paid monthly.

Junior Cash ISA (2)

  • Current 3.75% tax-free AER variable.
  • 2026/27 Junior ISA contribution limit shown as £9,000.
  • Money belongs to the child.
  • Normal withdrawals are not available before age 18.
  • Transfers to another Junior ISA provider are possible through the formal transfer process.

What AER, Gross and Tax-Free Mean on Coventry Savings

AER Annual Equivalent Rate shows what the interest rate would be if interest were paid and added to the account each year. It helps compare accounts with different interest-payment frequencies.
Gross p.a. The annual rate before any tax that may be due on savings interest.
Tax-free p.a. Used for ISA interest that is paid free of UK income tax within the ISA rules.
Variable Coventry can increase or decrease the rate in line with the account terms and notification requirements.
Fixed The rate stays unchanged until the published maturity date, provided the account remains open under its terms.
Monthly interest The monthly gross percentage can look slightly lower than the AER because AER reflects annual compounding assumptions.
Regular-saver comparison tip: you normally do not have the full year’s eventual balance earning the advertised rate from day one. Money is added gradually each month, so do not estimate regular-saver interest as if the maximum annual contributions were deposited on the first day.

Coventry Building Society FSCS Protection in 2026

Coventry currently states that eligible deposits held with the Society are protected by the Financial Services Compensation Scheme up to £120,000 per eligible depositor, subject to FSCS rules.

Single eligible saver Up to £120,000 of eligible Coventry deposits under the current standard limit.
Joint account Each eligible account holder can have their own protection entitlement, subject to the scheme rules.
Several Coventry accounts The £120,000 standard limit applies to your combined eligible deposits with the same protected institution, not separately to each account.
Account permits £1 million The product maximum does not increase the normal FSCS protection limit.

Official protection Coventry Building Society FSCS Information

After opening this link:

  1. Check the standard limit currently shown.
  2. Add together all eligible savings you hold with Coventry Building Society.
  3. If you also use The Co-operative Bank, read the separate-licence information carefully.
  4. If your balances are large, check whether temporary-high-balance protection may apply to your circumstances.
  5. Use the FSCS checker if you are unsure which deposits sit under the same licence.

Coventry and The Co-operative Bank: Why Savers Should Watch the 2027 FSCS Change

Coventry Building Society purchased The Co-operative Bank on 1 January 2025. In September 2026, however, Coventry says the two organisations are still operating under separate banking licences. That currently means eligible Coventry and Co-operative Bank deposits can each have their own standard £120,000 protection limit.

A further change is proposed. Coventry says it intends to transfer The Co-operative Bank’s business, including smile, into the Society on 1 January 2027, subject to Court approval. The Court hearing is currently scheduled for 2 December 2026.

This could matter if you have large deposits with both organisations. Coventry explicitly tells customers with Coventry and Co-operative Bank accounts to review the transfer information because their FSCS position may be affected if the transfer is approved. Do not assume today’s two-licence treatment will continue unchanged after the proposed transfer.

Important 2026 update Coventry and The Co-operative Bank Transfer Update

After opening this link:

  1. Read the proposed transfer date.
  2. Check the Court hearing information.
  3. If you save with both Coventry and The Co-operative Bank, open the customer booklet Coventry points to.
  4. Review your combined balances before the proposed transfer takes effect.
  5. Re-check the final position after the Court decision rather than relying on an older article.

How to Open a Coventry Savings Account Without Missing a Condition

Coventry supports different application and management routes depending on the product. Some accounts can be opened online, in the app, by telephone, by post or in branch; others can have more specific channel restrictions.

  1. Start with Coventry’s live savings comparison page.
  2. Choose the account based on access, term and funding pattern before comparing rate.
  3. Open the exact product’s Summary Box.
  4. Check minimum age, UK residency requirements and deposit limits.
  5. Check whether a Named Bank Account is required for withdrawals.
  6. Read the cooling-off, withdrawal and closure conditions.
  7. For an ISA transfer, use the formal transfer route instead of withdrawing the old ISA yourself.
  8. Save the Summary Box and terms that applied when you opened the account.
Living abroad: Coventry’s current savings help says customers should tell the Society if they move abroad, and residence changes can affect whether an account can remain open. Tax-residency information may also be required.

Coventry Savings Contact, Branch Finder and Principal Office

Savings & customer service 0800 121 8899.
Published telephone hours Monday–Friday 8am–7pm; Saturday 9am–2pm; Sundays and bank holidays closed.
Online services Existing customers can register for or use Coventry Online Services and the Coventry app where their account supports it.
Branch service Use the live branch finder because opening times and available services differ by location.

Official branch finder Find a Coventry Building Society Branch

After opening this link:

  1. Enter your postcode or town.
  2. Open the exact branch result.
  3. Check today’s opening hours.
  4. Review the services offered at that location.
  5. Because Coventry and The Co-operative Bank are integrating some branch services, read the location description to see which products that branch handles.

Coventry Building Society Principal Office

Address:
Coventry House
Binley Business Park
Harry Weston Road
Coventry
CV3 2TQ
United Kingdom

Customer service: 0800 121 8899

The principal office is shown for organisation and location context. It is not automatically the correct walk-in branch or postal destination for a savings instruction. Use the branch finder or the address shown in your product terms.

Open Coventry House in Google Maps

Common Coventry Savings Mistakes

Choosing 5% without noticing the £150 cap Sunny Day Saver is a monthly regular saver, not a place to deposit a large lump sum at 5% immediately.
Using Easy Access Saver by default If you rarely withdraw, 5 Access Saver currently pays more and may fit better.
Opening a fixed saver with emergency money Current fixed savers do not allow normal early access after cooling off.
Moving an ISA manually Use the formal ISA transfer process when you want existing ISA money to stay within the tax-free wrapper.
Ignoring the issue number Old Coventry products can have similar names but very different rates and conditions.
Assuming £1 million is FSCS protected A product’s maximum operating balance is separate from the standard £120,000 protection limit.
Counting only today’s FSCS licences Customers with both Coventry and Co-operative Bank deposits should follow the proposed 2027 transfer carefully.
Leaving a maturity account unchecked A regular saver or fixed product can move to another account paying a different rate after maturity.

Related UK Savings and Building Society Guides

Compare accounts with similar access rules rather than comparing a Coventry regular saver with an unrestricted competitor account as if they serve the same purpose.

Nationwide Building Society: Mortgages, Savings & Help Saffron Building Society: Savings, Mortgages & Online Services West Brom Building Society: Savings, Mortgages & Online Services Darlington Building Society: Savings, Mortgages & Online Services Bath Building Society: Savings, Mortgages & Account Guide Ecology Building Society: Savings, Mortgages & Green Finance

Official Coventry Savings Resources Used for This Guide

All Coventry Savings Accounts Coventry Savings Comparison Regular Savers Easy-Access Savings Limited-Access Savings Fixed-Rate Savings Cash ISAs Sunny Day Saver (3) Regular Saver (6) Fixed Rate ISA (341) Closed Account Rates Coventry FSCS Information Coventry & Co-operative Bank Update Coventry Branch Finder

How This 2026 Rate Guide Was Checked

Sunny Day Saver (3) rate and £150 monthly limit checked.
Sunny Day Saver withdrawal and maturity rules reviewed.
First Home Saver rate, monthly limit and access terms checked.
Regular Saver (6) rate and withdrawal charge checked.
5 Access Saver rate and five-withdrawal rule checked.
Easy Access Saver (8) rate checked.
2027, 2028 and 2029 fixed saver rates checked.
Current fixed Cash ISA rates checked.
4 Access ISA rate and withdrawal rule checked.
Easy Access ISA flexible status checked.
Junior Cash ISA rate and £9,000 limit checked.
2026/27 adult ISA allowance checked.
Current £120,000 FSCS limit checked.
Coventry/Co-operative Bank separate licence position checked.
Proposed 1 January 2027 transfer and Court timetable checked.
Savings telephone number and branch finder checked.

Last meaningful editorial review: 18 September 2026. Variable rates may change and limited-issue products may close without waiting for this page to be updated.

Independent Financial Information and Safety Notice

Building-society.org is an independent informational website. It is not Coventry Building Society, The Co-operative Bank, the Financial Conduct Authority, Prudential Regulation Authority or Financial Services Compensation Scheme.

This page does not provide personalised financial or tax advice. The right account depends on your access needs, balance, tax circumstances, existing ISA subscriptions and how long you can leave the money untouched.

Verify the rate before sending money: open the exact product page, check the issue number, AER, withdrawal conditions, funding deadline and FSCS position immediately before applying.

Coventry Building Society Savings Rates FAQs

1. What is Coventry Building Society’s highest savings rate in September 2026?

Among the mainstream open savings products checked on 18 September 2026, Sunny Day Saver (3) displayed 5.00% AER/gross variable. It is a regular saver rather than a lump-sum account and currently limits deposits to £150 each calendar month.

2. What rate does Coventry’s Easy Access Saver pay?

Easy Access Saver (8) displayed 2.00% AER/gross variable when this guide was reviewed. It currently allows unlimited charge-free withdrawals and accepts balances from £1 up to the published product maximum.

3. What rate does the Coventry 5 Access Saver pay?

5 Access Saver (5) displayed 3.50% AER/gross variable on 18 September 2026. It currently allows five charge-free withdrawals per account year; the sixth and later withdrawals, including closure, are subject to a charge equal to 50 days’ interest on the amount withdrawn.

4. What are Coventry Building Society’s current fixed savings rates?

At the September 2026 review, Fixed Rate Saver (26) paid 4.00% AER fixed to 30 November 2027, issue 27 paid 4.10% to 30 November 2028 and issue 28 paid 4.20% to 30 November 2029. Product availability can change.

5. What are Coventry’s Cash ISA rates in 2026?

Examples checked in September 2026 included 4 Access ISA – 1 Year at 4.25% tax-free AER, Fixed Rate ISAs at 4.00%, 4.10% and 4.20% depending on maturity, Easy Access ISA (12) at 2.00% and Junior Cash ISA (2) at 3.75%. Check the live ISA page before applying.

6. How much can I put into a Cash ISA in the 2026/27 tax year?

Coventry’s current adult Cash ISA pages use the £20,000 ISA subscription allowance for the 2026/27 tax year. Your overall ISA subscriptions must remain within the applicable UK ISA rules.

7. Can I transfer an existing ISA to Coventry Building Society?

Several current Coventry Cash ISAs accept transfers of current or previous years’ ISA money. Use Coventry’s formal ISA transfer process rather than withdrawing the money yourself if you want to preserve ISA status.

8. How much Coventry savings money is protected by FSCS?

Coventry currently states that eligible deposits with the Society are protected up to the standard £120,000 FSCS limit per eligible person, subject to scheme rules. The limit applies across eligible deposits with the protected institution rather than separately to each savings account.

9. Do Coventry Building Society and The Co-operative Bank currently share one FSCS limit?

As of 18 September 2026, Coventry says the two organisations are still operating under separate banking licences, so eligible deposits currently have separate protection limits. A transfer of The Co-operative Bank’s business to Coventry is proposed for 1 January 2027 subject to Court approval, so customers with money in both should check the latest official position.

10. What is the Coventry Building Society savings phone number?

Coventry currently publishes 0800 121 8899 for customer enquiries. The published contact-centre hours are Monday to Friday 8am–7pm and Saturday 9am–2pm, with Sunday and bank holidays closed.

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