Chorley Building Society: Savings, Mortgages & Account Guide

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Independent Lancashire Building Society Guide

Chorley Building Society: Savings, Mortgages & Account Guide

Chorley Building Society is a Lancashire mutual with a much more local character than a national bank, but its products are not limited to people living around Chorley. Savers can use branch, postal and online accounts, while mortgage customers can choose from mainstream and more specialist lending routes.

The important part is choosing the right route. Some savings products are online-only, some have strict withdrawal limits, and Chorley also offers regional savings products specifically for people living in Lancashire, Cumbria, Cheshire, Liverpool and Greater Manchester. Mortgage lending ranges from first-time buyer and Shared Ownership cases to later-life, holiday-let, Credit Renew and manually underwritten applications.

Compare Official Chorley Savings Open Chorley Online Explore Chorley Mortgages
Independent website and security notice: Building-society.org is not Chorley Building Society and cannot view, withdraw from, transfer, freeze, close or alter a Chorley savings or mortgage account. Never enter your Chorley Online User ID, password, activation code or six-digit authentication code on this website.

Meaningful editorial review: 16 September 2026. Savings rates, mortgage products, incentives and account procedures can change. Confirm the live product terms before applying, moving money or changing a mortgage.

Chorley Building Society Quick Answers

Established Chorley Building Society has served members since 1859.
Legal entity Chorley Building Society is the trading name of The Chorley and District Building Society.
Head office branch Key House, Foxhole Road, Chorley, Lancashire, PR7 1NZ.
Savings enquiries 01257 235003.
Mortgage enquiries 01257 235001.
General enquiries 01257 235000.
Lost passbooks 0800 3277657.
FSCS protection Eligible deposits are currently protected up to £120,000 per eligible depositor, subject to FSCS rules.
Local distinction: Chorley operates three customer locations—Foxhole Road, Chorley High Street and Leyland—but also serves customers nationally through online, postal and mortgage channels. Several savings products are specifically reserved for parts of North West England.

What Do You Need From Chorley Building Society?

Savings Compare a new account

Choose by withdrawal access first, then compare the current AER and opening method.

Open savings guidance
Online access View balances or request payments

Use Chorley Online for supported accounts rather than sending account details through ordinary email.

Open online guidance
Local saver Check North West regional products

Some accounts are restricted to Lancashire, Cumbria, Cheshire, Liverpool and Greater Manchester.

Open regional guidance
First home Save monthly toward a property

Chorley’s Home Saver currently combines monthly saving with a mortgage cashback condition.

Open Home Saver guidance
Mortgage Buy, remortgage or discuss a specialist case

Chorley uses manual underwriting across a broad mortgage range.

Open mortgage guidance
Branch Visit Chorley or Leyland

Check the current opening time before travelling, especially on Wednesdays and Saturdays.

See branch help

What Chorley Building Society Does

Chorley Building Society began in 1859 to help local mill workers buy homes. It remains a mutual, so qualifying savers and borrowers are members rather than external shareholders owning the organisation.

Today, the Society combines traditional branch and postal saving with Chorley Online. Its mortgage proposition is broader than its three-branch footprint might suggest, including manually underwritten residential and specialist lending across a range of borrower and property types.

Personal savings Easy access, limited access, notice accounts, fixed-rate bonds, regular savers, Cash ISAs and children’s savings.
Regional savings Selected products specifically support savers in Chorley’s North West heartland.
Online service Supported members can view balances, send secure messages and request eligible payments.
Mortgages First-time buyer, remortgage, later-life, Buy to Let, holiday let, Credit Renew and other specialist routes.
Community commitment: Chorley says its “High Five” programme is built around donating a minimum of 5% of operating profit to local good causes.

Official ChorleyChorley Building Society Official Website

After opening this link:

  1. Choose Savings or Mortgages according to the task you actually need.
  2. If you already have an account, use Chorley Online or the existing-customer section before starting a new application.
  3. Open individual products rather than relying only on homepage promotional rates.
  4. For personal account information, use the secure online route or a published Chorley telephone number.

Chorley Building Society Savings: Match the Account to Access

Chorley’s savings range gives customers several different trade-offs between interest and access. A higher rate may require monthly saving, postcode eligibility, limited withdrawals, a notice period or leaving the money untouched until a fixed maturity date.

Account type
May suit
Check carefully
Easy / limited access
Money you may need during the year.
Number of permitted withdrawals and whether exceeding the allowance affects access or rate.
Notice account
Savings you can plan ahead to withdraw.
Exact notice period and what happens if you miss the withdrawal window after notice expires.
Regular saver
Building savings gradually each month.
Monthly funding cap, maturity date and whether partial withdrawals are permitted.
Fixed-rate bond
A lump sum you can leave untouched.
No further deposits, no withdrawals and what happens automatically at maturity.
Cash ISA
Tax-free cash saving under current ISA rules.
Access, transfer rules, fixed or variable rate and annual ISA allowance.

Official savingsCompare All Chorley Savings Accounts

After opening this link:

  1. Use the access filter before looking for the highest AER.
  2. Choose whether you want an ISA.
  3. Check whether the account is available online, in branch or by post.
  4. Open the individual product page.
  5. Read the minimum opening balance and withdrawal conditions.
  6. Download or save the product Summary Box before applying.

Chorley Savings Rate Snapshot: 16 September 2026

These examples were checked against Chorley’s current live savings pages in September 2026. They show how rate and access interact and should not be treated as permanent product offers.

5.00% AER Regular Saver maturing 31 August 2027, with monthly deposits from £25 to £400 and no partial withdrawals.
5.00% AER Regional 2 Year Flexible Saver maturing 31 August 2028, subject to postcode restrictions and two withdrawals per year.
4.25% AER Home Saver, allowing £100–£500 monthly deposits and two withdrawals per calendar year.
4.00% AER Fixed Rate Bond fixed until 30 September 2027, opening from £1,000 with no withdrawals.
3.80% AER Online Saver (Triple Access), opening from £1,000 and allowing three withdrawals per year.
2.85% AER 120 Day Notice Account, opening from £1 with 120 days’ notice required before withdrawal.
Rate warning: limited issues can be withdrawn without notice, fixed-rate maturity dates change between issues and variable rates can move. Check the live product immediately before applying.

Chorley Regional Savings for North West Customers

Chorley has a genuinely local savings category that is not available to everyone in the UK. Current Regional Savings Accounts are restricted to people living in specified parts of the North West.

Lancashire Included in Chorley’s current regional eligibility area.
Cumbria Included in the regional-savings area.
Cheshire Included in current regional eligibility.
Liverpool Included in Chorley’s published regional area.
Greater Manchester Included in the regional-savings area.
Current example: the Regional 2 Year Flexible Saver is showing 5.00% Gross/AER at this review date, opens from £25 and allows monthly deposits up to £400 with two withdrawals per year. Postcode restrictions apply.

Official local savingsChorley Regional Savings Accounts

After opening this link:

  1. Check whether your home address falls within an eligible area.
  2. Open the exact regional product to review postcode eligibility.
  3. Check the monthly deposit minimum and maximum.
  4. Read the withdrawal allowance.
  5. Do not assume a regional account remains available after you move home without checking the terms.

Chorley Home Saver: Save Monthly Toward a Property

Chorley’s Home Saver is designed for people building a deposit for a first or future home. It currently combines a monthly saving structure with an incentive linked to completing an eligible Chorley Building Society mortgage.

4.25% AER Variable Home Saver rate at the 16 September 2026 review.
£100–£500 Current permitted monthly saving range.
2 withdrawals Permitted per calendar year under the current account terms.
£500 cashback Current mortgage-completion incentive, subject to published eligibility and terms.
Do not count the £500 as guaranteed purchase money. The cashback depends on completing an eligible Chorley mortgage and meeting the current terms. The mortgage itself must still be suitable and affordable.

Official Home SaverChorley Home Saver Account

After opening this link:

  1. Confirm that you are eligible as a UK resident aged 18 or over.
  2. Read the current variable interest rate.
  3. Check the monthly deposit limits.
  4. Read the two-withdrawal rule.
  5. Open the cashback terms before relying on the incentive.
  6. Compare the eventual Chorley mortgage on its own merits rather than choosing it only for cashback.

Chorley Cash ISAs and ISA Transfers

Chorley offers both variable and fixed-rate Cash ISA structures. Current products can include fixed maturity accounts as well as notice or easier-access ISAs, and Chorley accepts qualifying ISA transfers.

Fixed Rate Cash ISA Designed for money you can leave under the account’s fixed-term rules.
Notice Cash ISA Useful when you can wait before withdrawing and want to retain ISA status.
Variable Cash ISA Rate can move, but access can be more flexible depending on the product.
ISA transfer Chorley accepts transfers where the receiving product allows them.
Transfer an ISA correctly: do not withdraw existing ISA money into a normal bank account and assume it can always be replaced without consequences. Use the formal receiving-provider transfer process when preserving ISA status matters.

Official Cash ISAsCompare Chorley Cash ISAs

After opening this link:

  1. Choose between fixed and variable ISA structures.
  2. Check the live tax-free rate and AER.
  3. Read the withdrawal or notice rules.
  4. Confirm whether previous ISA transfers are accepted by that issue.
  5. Use Chorley’s ISA transfer process instead of manually withdrawing the old ISA.

Chorley Notice Accounts: Understand the Withdrawal Window

Chorley’s notice accounts are useful when you can plan ahead, but the withdrawal process deserves careful reading. Current products include 30-, 60-, 90- and 120-day structures.

30 days Current account shown at 2.35% AER.
60 days Current account shown at 2.45% AER.
90 days Current account shown at 2.65% AER.
120 days Current account shown at 2.85% AER.
Useful 90-day example: after the notice period ends, Chorley currently gives a seven-calendar-day period to complete the withdrawal. If you do not withdraw during that window, you may need to give notice again.

Official notice savingsCompare Chorley Notice Accounts

After opening this link:

  1. Select the notice period you can realistically tolerate.
  2. Check the current variable rate.
  3. Read exactly how notice must be given.
  4. Check what happens when the notice period expires.
  5. Keep emergency savings elsewhere if you may need immediate access.

Chorley Online: Login, Registration & Security

Chorley Online lets supported members access account information and carry out selected transactions over the internet. Chorley says members can use the service to access balances, send messages and request payments.

Official login online.chorleybs.co.uk
User ID Each registered customer receives a Chorley Online User ID.
Activation code Used during the registration process before online operation of the account is enabled.
Two-factor authentication Chorley’s terms describe a six-digit one-time authentication code sent by text or telephone call.
Nominated account Some online products use a nominated UK bank or building society account for eligible payments.
Online support 01257 235003 or chorleyonline@chorleybs.co.uk.

Official secure loginOpen Chorley Online

After opening this link:

  1. Confirm that the address belongs to the official online.chorleybs.co.uk domain.
  2. Enter your own User ID and password only on the genuine secure service.
  3. Complete the one-time authentication step only for a login you started yourself.
  4. Check withdrawal details before submitting a payment request.
  5. Use secure messages when discussing account-specific information.
  6. Log out when you finish.
Chorley says it will not ask for your password by telephone, text or email. If you think your User ID, password or online security information has been compromised, contact the Society promptly rather than continuing to log in.

Chorley Online-Only Savings

Not every Chorley account can be managed in every channel. The current Online Saver (Triple Access), for example, is specifically opened and managed through Chorley Online.

3.80% AER Current Online Saver (Triple Access) rate at this review.
£1,000 Current minimum opening balance.
3 withdrawals Current annual withdrawal allowance.
Annual interest can currently be withdrawn after it has been credited without reducing the normal three-withdrawal allowance, subject to the account’s live terms.

Online-only savingsChorley Online Saver (Triple Access)

After opening this link:

  1. Check that online-only management suits you.
  2. Read the current variable rate.
  3. Check the three-withdrawal rule.
  4. Prepare your nominated bank-account details.
  5. Read the Chorley Online terms before applying.

Chorley Building Society Mortgages

Chorley describes its lending approach as “common sense” and uses individual manual underwriting. That can be particularly relevant when a borrower, income source or property does not fit a simple automated high-street model.

First-time buyers Residential products can include high-LTV options, subject to availability and affordability.
Home movers Standard purchase routes for qualifying residential borrowers.
Remortgages Options for changing lender, including selected additional-borrowing cases.
Shared Ownership Chorley supports qualifying Government Shared Ownership cases.
First Homes Products can support qualifying first-time buyers under the First Homes scheme.
Foreign National Visa Current lending routes include eligible visa holders, with products published up to 90% LTV.
Professional mortgages Special criteria apply to recently qualified professionals in recognised occupations.
Self-build Self-build and custom-build lending is currently distributed through the Buildstore/BuildLoan route.
Mortgage warning: your home may be repossessed if you do not keep up repayments on your mortgage. Compare total cost, APRC, fees, LTV, follow-on rate and Early Repayment Charges rather than choosing by initial rate alone.

Official mortgagesChorley Building Society Mortgages

After opening this link:

  1. Choose whether you are buying, remortgaging or already a Chorley borrower.
  2. Open the mortgage category matching your circumstances.
  3. Check the initial rate, maximum LTV and product fees.
  4. Review Early Repayment Charges and the later follow-on rate.
  5. For unusual income, property or credit circumstances, speak to Chorley rather than assuming an automated decline.
  6. Obtain a personalised mortgage illustration before making a commitment.

Chorley Credit Renew Mortgages

Credit Renew is a distinctive part of Chorley’s mortgage proposition. It is intended for certain applicants whose credit file has been affected by a life event or previous financial difficulty but whose circumstances may still fit the Society’s published criteria.

Manual underwriting Applications are reviewed individually rather than solely through an automated credit model.
CCJs Different Credit Renew product levels have different rules for when a CCJ was registered and whether it must already be settled.
Defaults Criteria vary according to the selected Credit Renew tier and settlement position.
Debt Management Plans Some satisfactorily conducted DMP situations can be considered under current criteria.
This is not a guarantee of approval. Credit history, affordability, deposit, property, debt position and the detailed circumstances are still assessed.

Chorley Later-Life Mortgages

Chorley has dedicated later-life mortgage products and publishes lending criteria extending well beyond the age limits used by some mainstream lenders.

Up to age 90 Current maximum age at the end of a capital-and-interest repayment mortgage, subject to criteria.
Up to age 85 Current maximum age at the end of interest-only or part-and-part borrowing.
75+ Current later-life product category includes borrowers aged 75 or over at application and/or term end.
Later-life affordability should be tested against retirement income, not just current employment income. Interest-only borrowing also needs a credible repayment strategy.

Official later-life mortgagesChorley Later-Life Mortgage Options

After opening this link:

  1. Check how old the oldest borrower will be at the end of the mortgage term.
  2. Review whether repayment, interest-only or part-and-part borrowing is appropriate.
  3. Prepare evidence of retirement or pension income where relevant.
  4. Check LTV, product fees and follow-on rate.
  5. Consider how monthly payments fit your expected retirement budget.

Buy to Let, Limited Company & Holiday-Let Mortgages

Chorley’s landlord range covers first-time and experienced landlords, Limited Company Buy to Let and qualifying holiday-let properties. Holiday lets must currently be held in personal names rather than a limited company.

Maximum holiday-let LTV Current lending criteria permit up to 80% LTV, subject to product availability.
Minimum property value Current holiday-let criteria state £100,000.
Maximum loan Current holiday-let criteria state £500,000.
Geography Holiday-let lending is currently considered in England and Wales, excluding Scotland.
Portfolio size Current criteria limit the number of mortgaged holiday lets and Buy to Lets in the portfolio.
Rental assessment Rental income must meet the current interest-coverage and stress-test requirements.

Official landlord lendingChorley Buy to Let & Holiday-Let Mortgages

After opening this link:

  1. Identify whether the property is standard Buy to Let or holiday let.
  2. Check whether borrowing is in personal or limited-company name.
  3. Review maximum LTV and current rental-coverage requirements.
  4. Check minimum income and property requirements.
  5. Compare mortgage fees as well as the headline rate.

Professional, Foreign National & Affordable-Housing Mortgage Routes

Chorley’s mortgage range includes several categories that are easy to miss if you only look at a generic residential mortgage comparison.

Professional mortgages Current criteria include recently qualified accountants, actuaries, architects, barristers, surveyors, commercial pilots, dentists, doctors, optometrists, pharmacists, solicitors and vets.
Foreign National Visa Chorley currently publishes eligible visa lending up to 90% LTV, subject to criteria.
Shared Ownership Fixed and variable options are available for qualifying Shared Ownership cases.
First Homes Current products support qualifying first-time buyers and can lend up to 95% of the discounted property value.
Right to Buy / Acquire Current criteria can permit lending up to the discounted purchase price within the applicable open-market LTV limit.
Own New Intermediary-only products can use qualifying developer incentives to reduce the initial mortgage rate on participating new-build homes.

Existing Chorley Mortgage: Switch, Overpay or Borrow More

Existing borrowers approaching the end of a deal may have product-switch options. Chorley also publishes routes for further advances, porting, transfer of equity and other mortgage changes.

Product switch Review available existing-customer products before your current deal expires.
Further advance Additional borrowing requires affordability and lending assessment.
Porting Moving an existing product to another property is subject to property, affordability and lending criteria.
Transfer of equity A change in borrower ownership is different from a simple product switch and can need legal work.

Official existing borrowerChorley Mortgage Product Switch Options

After opening this link:

  1. Check when your current mortgage deal ends.
  2. Review whether an Early Repayment Charge still applies.
  3. Compare the replacement rates and product fees.
  4. Use the separate route if you also need extra borrowing or another structural mortgage change.
  5. Keep the new illustration before accepting the switch.

Chorley Building Society Branches: Chorley & Leyland

Chorley currently lists three customer locations. The Society’s published contact hours are Monday, Tuesday, Thursday and Friday 9:00am–5:00pm, Wednesday 9:45am–5:00pm and Saturday 9:00am–12:00pm. Temporary training, holiday or local changes can affect individual opening times, so check before travelling.

Head Office Branch

Key House
Foxhole Road
Chorley
Lancashire
PR7 1NZ

General: 01257 235000

Savings: 01257 235003

Chorley High Street Branch

28/30 High Street
Chorley
Lancashire
PR7 1DW

Town-centre option for face-to-face member service.

Leyland Branch

153/155 Towngate
Leyland
Lancashire
PR25 2LH

Useful for members based around Leyland and nearby South Ribble communities.

Key House Map

Address:
Chorley Building Society
Key House
Foxhole Road
Chorley
Lancashire
PR7 1NZ

Open Key House in Google Maps
Check temporary changes: Chorley sometimes publishes temporary branch-opening notices for colleague training or other operational reasons. Look at the homepage or contact page on the day you travel.

Official contactsChorley Branches, Phones & Opening Hours

After opening this link:

  1. Choose Key House, High Street or Leyland.
  2. Check the current opening hours.
  3. Look for any temporary branch notices.
  4. Call ahead if you need a complicated mortgage, identity or account-management service.
  5. Take appropriate identification if the transaction requires it.

Are Chorley Building Society Savings Protected?

Chorley participates in the Financial Services Compensation Scheme. The current statutory deposit-protection limit is £120,000 per eligible depositor with The Chorley and District Building Society.

£120,000 Current standard FSCS protection limit per eligible depositor.
Joint account Each eligible account holder normally receives their own standard limit, subject to FSCS rules.
7 working days Current standard FSCS reimbursement period stated in Chorley’s depositor information sheet.
The limit is per eligible depositor, not per Chorley account. If one person has several eligible Chorley savings accounts, the balances are added together for the standard FSCS calculation.

Official FSCSChorley Savings & FSCS Information

After opening this link:

  1. Check Chorley’s current FSCS wording.
  2. Add together your eligible Chorley deposits.
  3. Remember that protection applies to eligible depositors rather than separately to each savings product.
  4. If you hold an unusually large temporary balance, check the separate FSCS temporary-high-balance rules.

Security, Lost Passbooks & Account Problems

Traditional passbook accounts and online accounts require different action when something goes wrong. Use Chorley’s dedicated lost-passbook number for a missing passbook, and the savings team for Chorley Online security or transaction issues.

Lost passbook Call 0800 3277657.
Online credentials compromised Call 01257 235003 as soon as practical.
Unexpected authentication code Do not share it with a caller and contact Chorley through a verified route.
Wrong withdrawal details Stop before confirming and verify the nominated account or payment instruction.
Never give your Chorley Online password to anyone. Chorley’s published online terms say even Society staff will not ask you for that password by telephone, text or email.

How to Make a Complaint to Chorley Building Society

Chorley accepts complaints by telephone, email or in writing. A clear complaint should explain what happened, when it happened, what you have already tried and what outcome you want the Society to consider.

Write the important dates in order.
Include the relevant savings or mortgage reference.
Keep copies of messages, statements or letters.
Record who you already contacted.
Explain the financial or practical impact.
State the resolution you want considered.
Complaint contacts: call 01257 235000 or email complaints@chorleybs.co.uk. If the final response does not resolve the complaint, Financial Ombudsman Service rights may apply.

Common Chorley Building Society Mistakes to Avoid

Choosing savings by rate alone A 5% regular saver can have completely different access from a lower-rate easy-access account.
Ignoring regional eligibility Regional savings are limited to specified North West areas.
Using emergency money in a notice account A 90- or 120-day notice requirement can leave money unavailable when you need it.
Missing the withdrawal window Some notice accounts require withdrawal within a short period after notice expires.
Transferring an ISA manually Use the formal ISA transfer process when preserving ISA status matters.
Sharing a six-digit online code Two-factor authentication codes are security credentials, not information to give a caller.
Counting mortgage cashback as guaranteed Home Saver and regional mortgage incentives have eligibility and completion conditions.
Assuming unusual mortgage circumstances are automatically declined Chorley manually underwrites and publishes several specialist mortgage routes.

Who May Find Chorley Worth Comparing?

Chorley may be worth a closer look if

  • You value a small mutual with Lancashire branches.
  • You want online, branch and postal savings choices.
  • You live in Chorley’s North West regional-savings area.
  • You want to build a house deposit through a regular monthly account.
  • Your mortgage circumstances may benefit from manual underwriting.
  • You need later-life, holiday-let, Credit Renew or another specialist mortgage route.

Compare the wider market carefully if

  • Your only priority is the highest savings rate available nationally.
  • You need a large UK branch network.
  • You need full everyday current-account banking.
  • You cannot accept a savings withdrawal restriction.
  • Your property falls outside the relevant specialist criteria.
  • Another mortgage produces a lower total cost after all fees and charges.

Related Building Society Guides

These published guides can help when comparing Chorley with other mutuals offering branch service, online savings and manually assessed or specialist mortgages.

Market Harborough Building Society: Savings, Mortgages & Account Guide Cambridge Building Society: Savings, Mortgages & Account Guide Leek Building Society: Savings, Mortgages & Online Services Nationwide Building Society: Mortgages, Savings & Help

Official Chorley Resources Used for This Guide

Chorley Official Website All Savings Accounts Easy & Limited Access Savings Notice Accounts Fixed Rate Bonds Regular Saver Regional Savings Home Saver Cash ISAs Chorley Online Login Mortgages Later-Life Mortgages Buy to Let & Holiday Let Existing Mortgage Product Switch Contact & Branches

How This Chorley Guide Was Checked

Current savings categories reviewed.
September 2026 savings examples checked.
Regular Saver terms reviewed.
Regional postcode restrictions checked.
Home Saver mortgage incentive checked.
Cash ISA transfer guidance reviewed.
Notice-account withdrawal rules checked.
Chorley Online security terms reviewed.
Current £120,000 FSCS information checked.
Manual mortgage underwriting criteria reviewed.
Later-life age criteria checked.
Holiday-let lending criteria checked.
Current three branch addresses checked.
Savings, mortgage and general contact numbers checked.

Review date: 16 September 2026. Time-sensitive interest rates, mortgage pricing and incentives should be checked again immediately before application.

Independent Financial Information Notice

Building-society.org is an independent informational website and is not Chorley Building Society, The Chorley and District Building Society, the Financial Conduct Authority, Prudential Regulation Authority, Financial Services Compensation Scheme or Financial Ombudsman Service.

This page cannot access your savings, reset Chorley Online details, approve a mortgage or provide personalised financial advice. Use official Chorley services whenever entering personal or financial information.

Verify before acting: interest rates, product issues, mortgage criteria, branch opening times, incentives, ISA conditions and account procedures can change. The live official product page and your own account terms should control the final decision.

Chorley Building Society FAQs

1. What is Chorley Building Society?

Chorley Building Society is the trading name of The Chorley and District Building Society, a UK mutual that has served savers, borrowers and local communities since 1859.

2. What is the Chorley Building Society savings phone number?

The current published savings-enquiry number is 01257 235003. Chorley also publishes 01257 235000 for general enquiries and 0800 3277657 for lost passbooks.

3. Does Chorley Building Society have online banking?

Chorley provides Chorley Online for supported savings and account-management functions. Members can use it to view balances, send messages and request eligible payments. The official login is hosted at online.chorleybs.co.uk.

4. How does Chorley Online security work?

Chorley’s published Online Service terms use a User ID, password and two-factor authentication. The additional authentication code is currently a six-digit code sent to the member’s registered telephone number by text or telephone call.

5. What savings accounts does Chorley Building Society offer?

The current range includes easy and limited access accounts, notice savings, fixed-rate bonds, regular savers, regional savings, Cash ISAs, children’s accounts and the Home Saver. Product issues and rates can change.

6. Who can open Chorley’s regional savings accounts?

Chorley’s current regional savings range is restricted to qualifying residents of Lancashire, Cumbria, Cheshire, Liverpool and Greater Manchester. The exact postcode eligibility should be checked on the individual product page.

7. Are Chorley Building Society savings protected by FSCS?

Yes. Eligible deposits with The Chorley and District Building Society are currently protected by the Financial Services Compensation Scheme up to £120,000 per eligible depositor, subject to scheme rules.

8. Does Chorley Building Society offer specialist mortgages?

Yes. Chorley publishes mortgage routes including later-life lending, Buy to Let, holiday let, Credit Renew, Shared Ownership, First Homes, foreign-national visa lending, professional mortgages and self-build lending through its specialist distribution route.

9. Where are Chorley Building Society branches?

Chorley currently lists three locations: Key House on Foxhole Road in Chorley, 28/30 High Street in Chorley and 153/155 Towngate in Leyland.

10. Is Building-society.org the official Chorley Building Society website?

No. Building-society.org is an independent informational website. Use chorleybs.co.uk and the official Chorley Online service for account access, applications, withdrawals, mortgage instructions and personal financial information.

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