West Brom Building Society: Savings, Mortgages & Online Services
West Brom Building Society customers often need one of three things quickly: the correct savings login, help choosing or moving savings, or the right mortgage service. The confusing part is that the West Brom does not use one single online account for everything.
Most savings accounts use the Savings Portal, older or specific WeBSave accounts use a separate WeBSave service, and mortgages use the Mortgage Portal. This guide separates those routes and explains the savings, Cash ISA, mortgage, branch and security details worth checking before you move money or change an account.
Meaningful editorial review: 13 September 2026. Savings rates, mortgage products, opening hours and account procedures can change. Re-check the relevant West Brom page before applying, moving savings or changing a mortgage.
West Brom Building Society: Quick Answers
What Do You Need From West Brom Building Society?
Start with the job you need to complete. This avoids trying a mortgage account number in the savings login or attempting to manage a WeBSave account through the newer Savings Portal.
Most savings accounts use the Savings Portal. WeBSave accounts have their own separate login.
Choose the correct loginMatch the account to access, deposit pattern, rate type and how long you can leave the money untouched.
Open savings guidanceUse a formal ISA transfer when moving existing ISA funds and check early-access charges on fixed products.
Open ISA guidanceCheck affordability, product fees, Early Repayment Charges and whether an existing deal can be ported.
Open mortgage guidanceStop the conversation or payment and contact the West Brom through a verified route.
Open security guidanceCheck local opening hours, counter service, accessibility and mortgage-adviser availability before travelling.
Open branch guidanceWhat West Brom Building Society Does
West Brom Building Society is a UK mutual focused mainly on savings and residential mortgages. As a mutual, its members sit at the centre of the Society rather than external shareholders.
West Brom has strong roots in the West Midlands but serves customers more widely. Its recent investment has included branch services and a wider digital transformation covering savings and mortgage technology.
Official West BromWest Brom Building Society Official Website
After opening this link:
- Choose Savings, Mortgages, Log in, Help or Branch Finder according to your task.
- If you already hold an account, identify the exact product or account type before following a new application route.
- Open the individual product page to check current rates and restrictions.
- For money movement, read the withdrawal or transfer conditions before submitting an instruction.
- Check that the browser address belongs to westbrom.co.uk or an official West Brom service before entering security information.
West Brom Online Services: Three Different Login Routes
This is the most important online-access distinction. West Brom currently directs customers to separate systems depending on the account they hold.
Official login selectorChoose Your West Brom Login
After opening this link:
- Select Savings accounts or Mortgages.
- For savings, decide whether your account is a standard West Brom account or a WeBSave account.
- Open Savings Portal for non-WeBSave savings.
- Open WeBSave only for a WeBSave account.
- Use Mortgage Portal for an existing mortgage.
- If you are tracking a mortgage application rather than viewing a completed mortgage, use the application-tracking route instead.
West Brom Savings Portal Login, PIN and Account Access
The Savings Portal is the main online account service for West Brom savings accounts excluding WeBSave. It lets supported customers view balances and interest, review recent transactions and complete selected account-management tasks.
What the Savings Portal can help with
- Check your account balance and interest rate.
- View the 30 most recent transactions.
- Request interest statements for earlier tax years.
- Move eligible savings to a nominated account.
- Transfer between supported West Brom accounts.
- Close eligible accounts.
- Update supported contact details.
When to stop and call
- You have already failed the login more than once and are unsure of the PIN.
- Your registered details do not match.
- The account you expect is not showing.
- You need urgent access to money restricted by product terms.
- You see a transaction you do not recognise.
Official savings loginWest Brom Savings Portal
After opening this link:
- Check that you have a standard West Brom savings account and not a WeBSave account.
- Enter the eight-digit savings account number.
- Enter your date of birth using the requested format.
- Enter the PIN you registered for the Savings Portal or automated telephone service.
- If you have forgotten the PIN, use the reset route rather than guessing repeatedly.
- After login, review the last-login information and recent transactions before moving money.
WeBSave Login: Use It Only for WeBSave Accounts
WeBSave is a separate West Brom online savings service. It uses its own official website at westbromwebsave.co.uk and should not be confused with the newer Savings Portal.
Official WeBSaveWest Brom WeBSave Login
After opening this link:
- Confirm that your savings account is specifically a WeBSave account.
- Check that the website address is westbromwebsave.co.uk.
- Enter your WeBSave User ID and password.
- Complete any additional security step shown by the genuine service.
- If you have forgotten the password, use the official reset function.
- If the account is not a WeBSave product, return to West Brom’s main login selector and use the Savings Portal.
West Brom Savings Accounts: Choose by Access, Not Just AER
West Brom offers several different savings structures. The account paying the highest rate may be unsuitable if you need emergency access or cannot meet its regular-saving rules.
Official savingsCompare West Brom Savings Accounts
After opening this link:
- Choose the account category matching how you intend to save.
- Compare the current AER or tax-free rate.
- Check the minimum opening deposit and maximum balance or monthly deposit.
- Read the Withdrawal Conditions column before choosing the highest rate.
- Check whether the account is managed in branch, online, by post or through more than one route.
- Open the product-specific terms before applying or transferring a large balance.
West Brom Savings Rate Snapshot: 13 September 2026
These examples show how different West Brom savings products work. They are a dated snapshot, not a promise that the same products or rates will remain available.
West Brom Cash ISAs and ISA Transfers
The ISA allowance for the 2026/27 tax year is £20,000 across your ISAs. West Brom currently offers fixed and variable Cash ISA options, and eligible products can accept ISA transfers.
Official Cash ISAsCompare West Brom Cash ISAs
After opening this link:
- Compare fixed and variable ISA options.
- Check the live tax-free/AER rate and minimum opening deposit.
- Read the Withdrawal Conditions carefully.
- If transferring an existing ISA, confirm that the account accepts transfers.
- Use West Brom’s formal transfer process rather than withdrawing the ISA yourself.
- Check any loss-of-interest charge before moving money out of a fixed ISA early.
Taking Money Out of a West Brom Savings Account
Withdrawal options depend on the product. Some accounts permit online transfers to a nominated bank account, while notice, limited-access and fixed accounts have extra conditions.
Official withdrawal helpWest Brom Savings Withdrawal Guidance
After opening this link:
- Identify whether your account is easy access, notice, fixed rate or an ISA.
- Read the product-specific terms for charges or withdrawal limits.
- For a notice account, submit the required notice before expecting payment.
- For a large electronic withdrawal, make sure your telephone contact information is current.
- For an ISA-to-ISA move, use a formal ISA transfer rather than a normal withdrawal.
West Brom Mortgages: First Home, Moving, Remortgage and Existing Customers
West Brom’s mortgage service covers new buyers, movers, remortgagers and existing customers. The right route depends on whether you are taking a new loan, porting an existing deal or changing an existing mortgage.
Official mortgagesCompare West Brom Mortgages
After opening this link:
- Choose the correct journey: buying a first home, moving, remortgaging or managing an existing mortgage.
- Use the mortgage finder or calculator only as a starting estimate.
- Compare initial rate, APRC, product fee, monthly payment and Early Repayment Charge.
- Check the loan-to-value requirement.
- If you are unsure which mortgage type suits you, speak to a mortgage adviser rather than choosing solely from the displayed rate.
West Brom Mortgage Portal: What You Can View Online
Existing West Brom mortgage customers have a separate Mortgage Portal. It is not the same service as the Savings Portal.
Official mortgage portal helpWest Brom Mortgage Portal Help
After opening this link:
- Prepare the nine-digit mortgage account number.
- Follow the official Mortgage Portal login link from the help page.
- Enter the personal identification information requested by the secure service.
- Review the balance, interest rate, monthly payment and next payment date.
- For a mortgage change, use the appropriate mortgage-help route rather than assuming every change can be made inside the portal.
Existing Mortgage Help, Porting and Payment Difficulties
Existing borrowers may need more than an online balance. West Brom provides separate support for porting, overpayments, term changes, transfer of equity, repayment-method changes and customers worried about meeting monthly payments.
Official payment supportWest Brom Mortgage Payment Difficulties
After opening this link:
- Contact the Mortgage Support team before a payment is missed where possible.
- Prepare your mortgage account information and a realistic picture of household income and essential spending.
- Explain whether the difficulty is temporary or likely to continue.
- Ask what options may apply to your circumstances and what each option does to future interest and repayments.
- Do not cancel the mortgage Direct Debit without understanding the consequences.
West Brom Branches: Opening Hours, Local Services and Appointments
West Brom’s branch network is particularly concentrated around the West Midlands. Local hours vary, and some locations offer longer counter hours or mortgage-adviser appointments on selected dates.
Official branch finderFind a West Brom Branch
After opening this link:
- Search for the town or branch closest to you.
- Open the individual branch page.
- Check weekday and Saturday opening times.
- Review the facilities and services shown for that branch.
- If you need mortgage advice, check whether an adviser is available and whether an appointment is appropriate.
- Check Bank holiday closures before making a special journey.
West Brom Fraud, Scam and Online Security Help
West Brom says it uses encryption, firewalls, layered authentication, extra checks for certain transactions and automatic online time-outs to protect customers. Customers still need to treat unexpected calls and messages carefully.
West Brom says it will never ask you to
- Share your PIN or password.
- Share a one-time passcode.
- Transfer your money because a caller tells you to.
- Log in to savings or mortgage services through a link in an email.
- Allow someone to control your device.
- Lie about a transaction.
- Ignore security warnings.
If something feels wrong
- End the call or message conversation.
- Do not approve the payment or login request.
- Contact West Brom through a trusted number.
- Check recent savings transactions.
- Save suspicious messages, telephone numbers and payment details.
Official security centreWest Brom Fraud and Security Centre
After opening this link:
- If money is currently at risk, use the report-fraud route first.
- Choose the scam or security topic matching what happened.
- Do not use a login link contained in the suspicious email or message.
- Change compromised security information through the official service where instructed.
- Forward suspicious messages to West Brom’s published phishing address when appropriate.
West Brom FSCS Protection: Current £120,000 Limit
Eligible West Brom deposits are currently protected by the Financial Services Compensation Scheme up to £120,000 per eligible person, per authorised firm, subject to the scheme’s rules.
Current official protectionWest Brom Current Savings Protection Notice
After opening this link:
- Find the current “Your savings are protected” information.
- Check the protection limit currently displayed.
- Add together eligible deposits you hold under the same authorised firm rather than treating each account as a separate £120,000 limit.
- If you recently received a large amount from a qualifying life event, check the temporary high-balance rules directly with FSCS.
Official FSCSFSCS Banks and Building Societies Protection
After opening this link:
- Read the current deposit limit rather than relying on an old account leaflet.
- Use the protection checker if you hold large balances across several brands.
- Check whether multiple brands share the same banking licence.
- Review temporary high-balance protection if your balance came from a qualifying major life event.
How to Make a Complaint to West Brom Building Society
If a savings, mortgage, digital-access or service problem has not been resolved, make the complaint specific. Explain what happened, what you already tried and what outcome you want.
Official complaintsWest Brom Feedback and Complaints
After opening this link:
- Choose whether you are making a complaint or providing general feedback.
- Explain the problem in date order.
- Do not include passwords, PINs or unnecessary account-security information.
- If you require a response, select the appropriate response option.
- Keep a copy of your submission and any complaint reference.
- Save West Brom’s written response in case the matter later needs external review.
West Brom Building Society Contact Details, Address and Map
West Brom Building Society Head Office
Address:
2 Providence Place
West Bromwich
B70 8AF
United Kingdom
Customer Service / savings: 0345 241 3785
WeBSave: 0345 604 8034
Residential mortgages: 0345 241 4526
New mortgage enquiries: 0800 298 0008
Published Customer Service hours:
Monday–Friday: 8:30am–6:00pm
Saturday: 8:30am–12:30pm
The head office is not the same as your local counter-service branch. For savings deposits, withdrawals or face-to-face account help, check the official branch finder first.
Common West Brom Account Mistakes That Waste Time
Choose the Best West Brom Service Channel
Related UK Building Society Guides
If your priority is savings access, branch service, online account management or mortgage support, comparing another mutual can help you understand what differs before switching provider.
Official West Brom Building Society Resources
Use the official resource that directly controls your task. Rates, opening times and service procedures can change after this article is reviewed.
How This West Brom Guide Was Checked
Last meaningful editorial review: 13 September 2026. Live savings and mortgage rates are deliberately treated as time-sensitive rather than permanent page facts.
Independent Financial Information and Safety Notice
Building-society.org is an independent informational website. It is not West Bromwich Building Society, West Brom Building Society, the Financial Conduct Authority, Prudential Regulation Authority, Financial Services Compensation Scheme or Financial Ombudsman Service.
This page cannot access your savings, verify your identity, approve borrowing, change a mortgage, transfer an ISA or provide personalised financial advice. Use the West Brom’s official secure services whenever personal or financial information is required.
West Brom Building Society FAQs
1. What is the official West Brom Building Society login?
Use West Brom’s official login selector at westbrom.co.uk/log-in. It directs standard savings accounts to the Savings Portal, WeBSave accounts to the separate WeBSave service and existing mortgages to the Mortgage Portal.
2. What do I need to log in to the West Brom Savings Portal?
You normally need your eight-digit savings account number, date of birth and registered PIN. West Brom says the account number can be found on statements, in a passbook or in the email sent when the account was opened.
3. Is WeBSave the same as the West Brom Savings Portal?
No. WeBSave is a separate online service for WeBSave accounts and uses westbromwebsave.co.uk. Other supported savings accounts use the West Brom Savings Portal.
4. What is West Brom Building Society’s savings phone number?
West Brom publishes 0345 241 3785 for savings and general Customer Service. Current published hours are Monday to Friday 8:30am–6:00pm and Saturday 8:30am–12:30pm.
5. How do I transfer an ISA to West Brom Building Society?
Choose a West Brom Cash ISA that accepts transfers and use the formal ISA transfer process. Depending on the product and application route, transfer information can be collected during an online application or through the appropriate transfer authority form.
6. Can I withdraw money from a West Brom fixed-rate savings account?
It depends on the exact product. Some fixed savings accounts do not allow withdrawals during the fixed term, while fixed-rate Cash ISAs can permit access subject to an interest penalty. Always check the product-specific terms before depositing money you may need early.
7. How do I view my West Brom mortgage online?
Use the official Mortgage Portal. West Brom says you will normally need your surname, date of birth, postcode and nine-digit mortgage account number, which can be found on mortgage statements and correspondence.
8. Can I move my existing West Brom mortgage to a new home?
West Brom says its mortgages can be ported to another property, subject to a new mortgage application, affordability and lending criteria. An Early Repayment Charge can still matter in some situations, particularly if you reduce the borrowing.
9. How much FSCS protection do West Brom savings have?
Eligible deposits are currently protected up to £120,000 per eligible person, per authorised firm, subject to FSCS rules. The UK standard limit increased from £85,000 to £120,000 on 1 December 2025.
10. Is Building-society.org the official West Brom Building Society website?
No. Building-society.org is an independent information website. Use westbrom.co.uk, apps.westbrom.co.uk and westbromwebsave.co.uk through West Brom’s official navigation for secure account access and transactions.