Penrith Building Society: Savings, Mortgages & Branch Help

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Independent Cumbria Building Society Guide

Penrith Building Society: Savings, Mortgages & Branch Help

Penrith Building Society is a small mutual based in Penrith, Cumbria, but its services are broader than its single-branch footprint suggests. Savers can choose between traditional branch and postal accounts and newer online products, while the mortgage range includes local Cumbria lending as well as self-build, holiday let, buy-to-let, expat and less straightforward income cases.

This page is organised around those real tasks: finding the current savings account that fits your access needs, using Penrith Online safely, understanding its specialist mortgage routes, contacting the Society and checking whether the King Street branch is open before making the journey into Penrith.

Compare Official Penrith Savings Explore Penrith Mortgages Check Penrith Branch
Independent website and account-security notice: Building-society.org is not Penrith Building Society and cannot view, withdraw from, transfer, unlock, close or change a Penrith savings account or mortgage. Never enter your Penrith Online User ID, password or authentication code on this website.

Meaningful editorial review: 16 September 2026. Savings rates, mortgage pricing, product issues, branch opening dates and eligibility rules can change. Re-check the relevant official Penrith page immediately before applying, transferring money or visiting the branch.

Penrith Building Society Quick Answers

What is Penrith? A member-owned UK building society offering savings and mortgages, with roots in Penrith dating back to 1877.
Branch Penrith Building Society has one physical branch at 7 King Street, Penrith, Cumbria, CA11 7AR.
Main telephone 01768 863675.
General email enquiries@penrithbs.co.uk.
Savings email savings@penrithbs.co.uk for branch/postal savings enquiries.
Online support support@penrithbs.co.uk for Penrith Online and online-account support.
Regulation Authorised by the PRA and regulated by the FCA and PRA. Financial Services Register number 164473.
Current FSCS limit Eligible UK deposits are covered up to £120,000 per eligible person, per authorised firm under the current FSCS deposit limit.
Local character: Penrith is different from a large branch network. It combines one town-centre branch with postal savings, online savings and mortgage lending that extends well beyond Penrith itself.

What Do You Need to Do With Penrith Building Society?

Savings Compare a new account

Start with how quickly you need access, then compare the live AER and application channel.

Open savings guidance
Online account Log in or manage eligible online savings

Use Penrith Online through the official secure domain rather than a login link sent in a message.

Open login guidance
Mortgage Buy, remortgage or discuss a specialist case

Penrith considers mainstream and specialist situations including self-build, expat and holiday-let cases.

Open mortgage guidance
Cumbria Look at local Heartland lending

Some mortgage products are specifically designed for CA and LA postcode properties.

Open local-lending guidance
Branch Visit 7 King Street

Weekday hours are straightforward, but official pages currently conflict on which Saturdays the branch opens.

Check branch details
Support Mortgage payments becoming difficult

Contact Penrith early rather than cancelling payments without discussing available support.

Open money-worries guidance

What Penrith Building Society Does

Penrith Building Society has served members since 1877. It is a mutual, which means it is owned by members rather than external shareholders. Its customer-facing business is focused mainly on savings and mortgages rather than trying to provide every banking service a large high-street bank offers.

The Society’s size also shapes how it operates. Traditional passbook, branch and postal savings sit alongside online products, while its mortgage business emphasises manual or individual underwriting for cases that may not fit a simple automated lending model.

Traditional savings Passbook-style branch and postal accounts remain part of the range.
Online savings Separate E-Saver and E-ISA products can be opened and managed digitally where available.
Local mortgage expertise The Heartland range targets properties in Cumbria and North Lancashire.
Specialist mortgages Published routes include self-build, renovation, expat, buy-to-let, holiday let and complex-income cases.

Official PenrithPenrith Building Society Official Website

After opening this link:

  1. Choose Savings, Mortgages, Branch or Support according to the task you actually need to complete.
  2. If you already hold an online savings account, use Penrith Online rather than starting a second application.
  3. For any rate, open the individual product page and read its current Summary Box.
  4. For a mortgage, choose the route that matches your property and circumstances.
  5. Before submitting personal data, confirm the browser address belongs to Penrith Building Society or its official secure service.

Penrith Building Society Savings: Match the Account to Your Access Needs

Penrith’s savings range is split across online, branch and postal products. That makes the application channel just as important as the headline interest rate.

Savings type
Useful for
Check before opening
Easy / instant access
Money you may need at short notice.
Whether the product is online-only or branch/postal and its minimum balance.
Notice account
Money you can leave while giving advance notice before withdrawal.
30-, 60- or 90-day notice requirement and whether early access is allowed.
Regular saver
Building savings through monthly deposits.
Monthly maximum, term, withdrawal allowance and whether it is branch or online.
Fixed-rate account
Money you can commit for a known period.
Maturity date, access penalties and whether the issue can close to new applications.
Cash ISA
Cash savings where interest is sheltered within UK ISA rules.
Transfer process, access, fixed versus variable rate and application channel.
Junior / affinity savings
Saving for a child or supporting a local cause through an affinity product.
Age, trustee requirements, bonuses, term and permitted withdrawals.

Official savingsPenrith Savings Product Finder

After opening this link:

  1. Choose the savings objective and access level that actually match your plans.
  2. Check the current AER or tax-free rate.
  3. Look at Availability to see whether the account is Online, Branch, Post or a combination.
  4. Check the minimum opening balance and ongoing minimum balance.
  5. Read the withdrawal section instead of assuming “access” always means instant access.
  6. Open the Summary Box and Savings Account Terms before depositing a large balance.

Penrith Savings Rate Snapshot

The examples below were visible in Penrith’s current savings range during the 16 September 2026 review. They are included to show how different account structures compare—not as permanent rates.

4.25% AER Regular E Saver 200 (Issue 2), shown as an online-only variable regular saver.
4.15% AER 1 Year Fixed Rate E-ISA (Issue 2), shown as an online fixed-rate Cash ISA.
3.30% AER 90 Day Notice ISA, shown with notice-based access.
3.10% AER 60 Day Notice Account, shown as a variable branch/post account.
1.75% AER Instant Access Share and Easy Access E-Saver examples shown in the current range.
4.45% AER Junior Affinity Regular Saver examples supporting local community organisations.
Rates and issues change. A fixed product can close to new money and a new “Issue” can replace it. Variable rates can also move. Always use the live product page on the day you apply.

Penrith Cash ISAs and ISA Transfers

Penrith currently offers more than one Cash ISA structure, including easy-access or variable accounts, notice-based ISAs and fixed-rate E-ISAs. The best fit depends on how much access you need and whether you are transferring an existing ISA.

ISA Issue 3 A variable branch/post Cash ISA in the current range.
90 Day Notice ISA Designed for savers able to give notice before accessing their money.
Fixed Rate ISA Useful when certainty matters more than unrestricted withdrawals.
Fixed Rate E-ISA Online-only version where the current issue is available through Penrith Online.
Transferring an ISA? Let the new ISA manager arrange the transfer when you want to preserve ISA status. Penrith’s current product information says transfer instructions from a new ISA manager are processed according to the applicable ISA transfer rules.

Official tax-free savingsPenrith Cash ISA Accounts

After opening this link:

  1. Compare the live tax-free rate and AER.
  2. Check whether the ISA is Online, Branch or Post.
  3. Read the access or notice requirement.
  4. Check whether previous-year ISA transfers are accepted.
  5. Use the formal transfer process instead of withdrawing existing ISA savings casually.

How to Open a Penrith Savings Account

Application steps depend on the product. Online accounts are opened through Penrith’s digital route, while many traditional savings products use a downloadable form that can be completed for branch or postal use.

Online savings

  • Choose an account marked Online.
  • Read the Summary Box and savings terms.
  • Use the official Apply Online route.
  • Complete identity and account checks.
  • Register or use Penrith Online as instructed.

Branch or postal savings

  • Download the correct application form.
  • Read the privacy, FSCS, savings terms and identification information.
  • Prepare proof of identity.
  • Follow the account’s opening-deposit instructions.
  • Post to 7 King Street or bring the documents into branch where permitted.
Do not post original identity documents unless Penrith’s current instructions specifically require them. Check the identification guidance for acceptable originals, certified copies or electronic checks before sending anything valuable.

Official applicationsFind a Penrith Savings Application

After opening this link:

  1. Select the exact account you want.
  2. Check its Availability row.
  3. Read every required disclosure before downloading or starting the application.
  4. Use the form for the correct account issue—do not reuse an old saved form.
  5. If posting an application, use the current address shown by Penrith.

Penrith Online Login and Account Security

Penrith Online is the secure digital service used for eligible online savings accounts. The official login is hosted on Penrith Building Society’s secure domain, separate from the main marketing website.

Official secure login secure.penrithbuildingsociety.co.uk
Account support 01768 863675.
Online support email support@penrithbs.co.uk.
Secure messaging Registered users can use secure messaging inside the Penrith Online portal for supported account queries.

Official secure loginOpen Penrith Online

After opening this link:

  1. Check that the address begins with the official secure.penrithbuildingsociety.co.uk domain.
  2. Enter your User ID and password only on the official service.
  3. Complete any additional authentication step only for a login or action you started.
  4. Review withdrawals and account instructions carefully before confirming them.
  5. Use secure messaging for account-specific information where available.
  6. Log out when you finish.
Penrith’s security guidance: do not disclose passwords or access codes, do not log in because an unexpected caller tells you to, and avoid links in unsolicited messages. Open Penrith’s website yourself when you need account access.

Forgotten Penrith Online Details

Penrith’s published Online FAQs direct customers who forget their password to the Forgotten Details route on the Penrith Online homepage. If the User ID itself is forgotten, the Society asks customers to contact support.

Forgotten password

  • Open Penrith Online yourself.
  • Select the Forgotten Details route.
  • Complete the identity checks shown by the secure service.
  • Do not accept reset help from an unexpected caller.

Forgotten User ID

  • Contact Penrith on its published number.
  • Alternatively use the registered email route supplied by the Society.
  • Expect identity verification before account-access details are discussed.
  • Do not create another savings application just to regain access.

Penrith Building Society Mortgages

Penrith’s mortgage proposition is one of the most distinctive parts of the Society. Alongside ordinary home purchase and remortgage cases, it publishes options for borrowers, properties or income patterns that may need individual underwriting.

Home movers Residential mortgage options for eligible borrowers moving to another property.
Remortgaging Options for moving a mortgage to Penrith or raising capital, subject to criteria.
Buy to let Penrith considers first-time and experienced landlords and permits qualifying capital-raising cases.
Holiday let A particularly relevant niche given Penrith’s Lake District and wider Cumbria experience.
Self-build & renovation Dedicated lending for qualifying build and substantial renovation projects.
Expat lending Residential, buy-to-let and holiday-let routes are published for qualifying UK expats.
Complex income Penrith says it considers multi-income and less straightforward financial arrangements on an individual basis.
Existing borrowers Existing Penrith mortgage customers can ask about product changes, moving home and support as a deal ends.
Important advice structure: Penrith’s customer mortgage page states that mortgage advice is provided by Cumbria Mortgage Centre Limited, a Penrith Building Society subsidiary and an appointed representative within the Mortgage Advice Bureau regulatory structure.
Mortgage risk: if you do not maintain required mortgage repayments, your home can ultimately be at risk. Compare the rate, APRC, product fee, valuation, Early Repayment Charges and total cost rather than choosing by headline rate alone.

Official mortgagesPenrith Building Society Mortgages

After opening this link:

  1. Select moving home, remortgaging, buy to let, expat, self-build or the route matching your circumstances.
  2. Review the current initial rate and follow-on rate.
  3. Check maximum LTV and minimum/maximum loan amount.
  4. Read product fee, exit fee and Early Repayment Charge information.
  5. For unusual income or property circumstances, contact the mortgage team rather than forcing the case through the wrong product.
  6. Request a personalised Mortgage Illustration before committing.
Mortgage contact: Penrith publishes 01768 863675 for mortgage enquiries. Its customer mortgage page currently directs callers to the relevant mortgage option through the telephone menu.

Penrith Heartland Mortgages for Cumbria and North Lancashire

Penrith’s Heartland range is a genuinely local part of its mortgage business. The published criteria define the Heartland as properties in CA and LA postcode areas, covering Cumbria and parts of North Lancashire.

CA & LA Postcode areas currently used for Heartland local-lending eligibility.
Up to 95% LTV Current Heartland first-time-buyer products include examples up to 95% LTV, subject to criteria.
Shared Ownership Published local criteria include qualifying Shared Ownership cases.
Right to Buy Penrith’s local lending criteria include qualifying Right to Buy cases.
Up to 20 acres Published Heartland criteria say property with up to 20 acres may be considered.
Manual underwriting Local lending emphasises an individual rather than purely automated assessment.

Official local criteriaPenrith Heartland Local Lending Criteria

After opening this link:

  1. Confirm that the property is in a CA or LA postcode.
  2. Check whether the property type fits the current Heartland criteria.
  3. For Shared Ownership, Right to Buy, land or restrictive covenant cases, read the relevant criteria before applying.
  4. Ask the mortgage team or your broker to discuss the case when it falls outside a simple standard property profile.

Self-Build, Holiday Let and Expat Borrowing

These are three areas where Penrith’s mortgage proposition differs materially from many mainstream lenders. They should be assessed as specialist cases rather than treated like an ordinary residential remortgage.

Self-build & renovation

  • Funding is released in stages rather than necessarily all at once.
  • Detailed plans, costings and planning/building information may be required.
  • Current published products include up to 80% LTV examples.
  • Cash-flow timing during the build is as important as the headline rate.

Expat lending

  • Published criteria cover qualifying UK passport holders living overseas.
  • Residential, buy-to-let and holiday-let routes are available.
  • Foreign-currency income can be considered under current criteria.
  • UK bank-account and affordability requirements apply.

Holiday let

Penrith explicitly links its holiday-let expertise to its Lake District heritage. Current products cover qualifying purchase and remortgage cases, including interest-only structures where criteria permit.

Penrith Building Society Branch: Address, Hours & Weekend Warning

The Society’s only physical branch is in central Penrith on King Street. Weekday opening is consistently published as Monday to Friday, 9:00am to 4:00pm.

Penrith Building Society Branch

Address:
Penrith Building Society
7 King Street
Penrith
Cumbria
CA11 7AR

Telephone: 01768 863675

Email: enquiries@penrithbs.co.uk

Weekday branch hours:
Monday: 09:00–16:00
Tuesday: 09:00–16:00
Wednesday: 09:00–16:00
Thursday: 09:00–16:00
Friday: 09:00–16:00

Open Branch in Google Maps
Check Saturday opening before travelling. Penrith’s current homepage and March 2026 savings terms say the branch opens 09:00–12:00 on the first and third Saturday of each month, while the current dedicated branch page says first Saturday only. Because the Society’s own pages conflict, call 01768 863675 before making a Saturday journey.

Official branchPenrith Branch Services

After opening this link:

  1. Confirm the latest weekday opening hours.
  2. If travelling on Saturday, telephone first because current official Penrith pages show inconsistent Saturday schedules.
  3. Check whether your transaction can be completed by post, telephone or Penrith Online instead.
  4. If you need specialist mortgage or account assistance, consider contacting the Society before travelling.

Penrith Telephone Opening Times

Telephone availability is slightly longer than physical branch-counter hours. Penrith’s March 2026 savings terms publish the following general telephone line schedule.

Monday 09:00–17:00
Tuesday 09:00–17:00
Wednesday 09:00–16:00
Thursday 09:00–17:00
Friday 09:00–16:30
Call preparation: have the relevant account or mortgage reference available, but do not disclose passwords or one-time security codes merely because a caller claims to be from Penrith.

Penrith Building Society FSCS Protection: Use the Current £120,000 Limit

The Financial Services Compensation Scheme increased the standard UK deposit-protection limit from £85,000 to £120,000 per eligible person, per authorised firm on 1 December 2025.

£120,000 Current standard FSCS deposit limit per eligible person, per authorised firm.
£1.4 million Current temporary-high-balance protection ceiling for qualifying life events, subject to FSCS conditions and time limits.
1 Dec 2025 Date the standard protection limit increased from £85,000 to £120,000.
Important website discrepancy: several Penrith Building Society pages still display the former £85,000 FSCS wording. The FSCS itself confirms that the current legal deposit limit is £120,000 from 1 December 2025. For protection decisions, use the current FSCS source rather than an older footer or PDF figure.

Authoritative FSCSCheck Current FSCS Deposit Protection

After opening this link:

  1. Confirm the current standard deposit-protection limit.
  2. Use the bank and savings checker if you are unsure how protection applies to an authorised firm.
  3. If you temporarily hold a large balance after a home sale, inheritance or another qualifying event, read the temporary-high-balance rules.
  4. Do not assume every investment or financial product is covered in the same way as an eligible cash deposit.

Mortgage Payment Problems: Contact Penrith Early

Penrith explicitly asks mortgage borrowers to make contact if payments are becoming difficult. The Society says seeking support itself does not affect your credit score, and customers should not simply stop mortgage payments without speaking to the lender first.

Before arrears Some eligible residential repayment borrowers may be able to discuss short-term support before a payment is missed.
Interest-only support Penrith describes temporary interest-only arrangements as one possible form of support in qualifying circumstances.
Term extension Extending the mortgage term may reduce monthly payments but normally increases the overall interest paid.
Already missed a payment? Contact Penrith promptly rather than waiting for arrears and charges to build.

Official supportPenrith Mortgage Money-Worries Support

After opening this link:

  1. Identify whether you have already missed a payment or are worried about an upcoming payment.
  2. Prepare a realistic summary of income, essential household spending and other debts.
  3. Call Penrith before cancelling the mortgage payment instruction.
  4. Ask what temporary and longer-term options may be available in your circumstances.
  5. Read any illustration carefully because reducing today’s payment can increase future interest or extend the mortgage.
  6. Use free independent debt advice if you need help preparing a household budget.

Online Safety and Fraud Prevention

Penrith’s security advice is straightforward: use official links, keep passwords and access codes private, be cautious about unsolicited phone calls and regularly check accounts for transactions you do not recognise.

Stop and verify if someone asks you to

  • Log in to Penrith Online while they are on the phone.
  • Reveal a password or security code.
  • Follow a banking link from an unexpected text or email.
  • Install software so they can “help” with your account.

Good account habits

  • Open penrithbs.co.uk yourself.
  • Use a strong, unique password.
  • Keep devices and software updated.
  • Check statements and online transactions regularly.

Official securityPenrith Online Safety Guidance

After opening this link:

  1. Review the current password and access-code advice.
  2. Check the section on unsolicited calls, emails and text messages.
  3. If you see an unusual transaction, contact Penrith using a verified contact route.
  4. Open the Penrith Online service from the official site rather than a message link.

How to Make a Complaint to Penrith Building Society

Penrith accepts complaints through its branch, telephone and written channels. Its published process says complaints are investigated and that customers should receive a written acknowledgement or qualifying quick-resolution communication within three working days.

Write down what happened in date order.
Include the affected savings or mortgage reference.
Keep copies of letters, messages and statements.
Note any staff or department already contacted.
Explain the practical or financial effect.
State the outcome you want Penrith to consider.
Penrith’s published procedure says that where a complaint cannot be resolved within eight weeks, the Society will write explaining the position. Financial Ombudsman escalation rights can apply depending on the complaint and final response.

Official complaint routePenrith Building Society Complaints

After opening this link:

  1. Choose branch, telephone, written or online complaint submission where available.
  2. Explain the issue in chronological order.
  3. Attach or refer to supporting evidence.
  4. State what resolution you are requesting.
  5. Keep the complaint reference and every response.
  6. If unresolved, read the current Financial Ombudsman escalation information and deadline.

Common Penrith Building Society Mistakes to Avoid

Assuming all savings are online Several products remain branch or postal accounts, while E-accounts use Penrith Online.
Using an old account issue Check the current issue number before relying on an old Summary Box or application form.
Withdrawing ISA money to transfer it Use the formal ISA transfer route when preserving ISA status matters.
Travelling on the wrong Saturday Penrith’s current official pages conflict, so telephone before a weekend branch visit.
Using the old £85,000 FSCS figure The current statutory deposit limit is £120,000 from 1 December 2025.
Comparing mortgages by rate only Product fees, APRC, LTV, Early Repayment Charges and property criteria can change the real cost.
Ignoring local Heartland criteria CA and LA postcode lending can differ from Penrith’s wider national specialist mortgage range.
Stopping mortgage payments without contact Speak to Penrith early when affordability is becoming difficult.

When Penrith May Be Worth Comparing

Penrith may deserve a closer look if

  • You value a small member-owned building society.
  • You live in Cumbria or North Lancashire and are comparing local mortgage options.
  • You want a branch/post savings account rather than digital-only service.
  • You are comparing regular saver, notice or Cash ISA products.
  • Your mortgage involves self-build or renovation.
  • You are an expat or holiday-let borrower.
  • Your income or property circumstances need individual underwriting.

Compare more widely if

  • You need a large UK branch network.
  • Your only goal is the highest savings rate available anywhere.
  • You need a mobile-app-first banking experience.
  • You need current accounts or everyday payment banking.
  • Your chosen account’s notice or access rules do not fit your plans.
  • Another mortgage produces a lower total cost after fees and charges.

Related Building Society Guides

Comparing Penrith with a mix of local, regional and larger mutuals can help you see whether branch access, online management, savings flexibility or specialist mortgage underwriting matters most to you.

Yorkshire Building Society: Savings, Mortgages & Online Banking Vernon Building Society: Savings, Mortgages & Branch Help Cambridge Building Society: Savings, Mortgages & Account Guide Leek Building Society: Savings, Mortgages & Online Services Market Harborough Building Society: Savings, Mortgages & Account Guide

Official Penrith Resources Used for This Guide

Penrith Official Website Savings Accounts Savings Product Finder Online Savings Cash ISAs Penrith Online Mortgage Services Self-Build & Renovation Mortgages Expat Mortgages Branch Services Support Centre Money Worries Online Security Complaints Financial Services Compensation Scheme

How This Penrith Guide Was Checked

Current savings categories reviewed.
September 2026 savings-rate examples checked.
Cash ISA and transfer information reviewed.
Penrith Online secure login verified.
Mortgage specialisms checked.
Heartland CA/LA local criteria checked.
Branch address and weekday hours checked.
Saturday-hours conflict identified.
Current £120,000 FSCS limit verified independently.
Outdated £85,000 wording on Penrith pages identified.
Mortgage payment-support guidance reviewed.
Security and complaint routes reviewed.

Review date: 16 September 2026. Fast-changing product rates and mortgage pricing should always be re-checked immediately before application.

Independent Financial Information Notice

Building-society.org is an independent informational website and is not Penrith Building Society, Cumbria Mortgage Centre Limited, the Financial Conduct Authority, Prudential Regulation Authority, Financial Services Compensation Scheme or Financial Ombudsman Service.

This page cannot access your account, transfer savings, approve a mortgage or provide personalised financial advice. Use Penrith’s official website and secure service when entering personal or financial information.

Verify before acting: interest rates, mortgage products, branch hours, fees, ISA rules, FSCS information and lending criteria can change. Where an official Penrith page conflicts with a newer regulatory source, confirm the current rule before making a financial decision.

Penrith Building Society FAQs

1. What is Penrith Building Society?

Penrith Building Society is a UK mutual building society based in Penrith, Cumbria. It has served members since 1877 and focuses mainly on savings and mortgage services.

2. Where is Penrith Building Society located?

The Society’s physical branch is at 7 King Street, Penrith, Cumbria, CA11 7AR.

3. What is the Penrith Building Society phone number?

The main published telephone number is 01768 863675. Telephone-line hours can extend beyond physical branch-counter opening hours.

4. What are Penrith Building Society branch opening hours?

The branch is currently published as open Monday to Friday from 9:00am to 4:00pm. Penrith’s official pages currently conflict on Saturday openings: its homepage and March 2026 savings terms say first and third Saturdays, while the dedicated branch page says first Saturday only. Call before a Saturday visit.

5. Does Penrith Building Society have online banking?

Penrith provides Penrith Online for eligible online savings customers. The official secure service is hosted at secure.penrithbuildingsociety.co.uk.

6. What savings accounts does Penrith Building Society offer?

Penrith’s current range includes instant or easy access accounts, notice accounts, regular savers, fixed-rate savings, Cash ISAs, online savings, junior savings and affinity accounts. Availability differs between online, branch and postal channels.

7. Are Penrith Building Society savings protected by FSCS?

Eligible deposits are covered under the Financial Services Compensation Scheme. The current standard UK deposit limit is £120,000 per eligible person, per authorised firm from 1 December 2025, even though some Penrith website pages still display the former £85,000 figure.

8. Does Penrith Building Society offer specialist mortgages?

Yes. Penrith publishes mortgage routes covering areas including self-build and renovation, buy to let, holiday let, expat lending, complex income and locally focused Heartland mortgages in qualifying CA and LA postcode areas.

9. What are Penrith Heartland mortgages?

The Heartland range is Penrith’s local lending proposition for qualifying properties in Cumbria and North Lancashire, currently defined around CA and LA postcode areas. Published criteria include first-time buyer, Shared Ownership and Right to Buy cases, subject to product and underwriting rules.

10. Is Building-society.org the official Penrith Building Society website?

No. Building-society.org is an independent information website. Use penrithbs.co.uk and Penrith’s official secure online service when applying, transferring money, logging in or submitting personal financial information.

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