Hinckley & Rugby Building Society: Savings, Mortgages & Account Guide

by
Independent Leicestershire & Warwickshire Member Guide

Hinckley & Rugby Building Society: Savings, Mortgages & Account Guide

Hinckley & Rugby Building Society customers usually need to get something specific done: compare a savings rate, register for H&R Online, withdraw to a nominated bank account, check a mortgage balance, transfer a Cash ISA, find the nearest branch or get help before a mortgage payment is missed.

This guide is built around those tasks. It also explains several Hinckley & Rugby-specific details that are easy to overlook, including the postal activation step for H&R Online, its before-and-after-2pm withdrawal timing, nine-branch-and-agency network, children’s regular saver, new-mortgage partnership with Mortgage Advice Bureau and specialist mortgage criteria such as JBSP, Tailored Term, Flex Plus and Credit Renew.

Open Official H&R Online Compare H&R Savings Find a Branch or Agency
Independent website and security notice: Building-society.org is not Hinckley & Rugby Building Society. This website cannot view your balance, reset your login, withdraw money, change your nominated bank account, switch a mortgage or alter an H&R account. Never enter your H&R Online username, password, memorable word, verification code or full account-security information here.

Meaningful editorial review: 16 September 2026. Savings rates, fixed bonds, mortgage products and branch arrangements can change. Re-check the relevant official H&R page before opening an account, transferring money or making a mortgage decision.

Hinckley & Rugby Building Society Quick Answers

Established The mutual society that became Hinckley & Rugby traces its origins to 1865.
Main customer phone 0800 434 6343.
Phone hours Monday–Friday 9am–5pm and Saturday 9am–12pm; closed Sundays and bank holidays.
Online account H&R Online is used by registered savings and mortgage customers.
Branch network Seven branches plus two agencies across Leicestershire, Warwickshire and Lincolnshire.
Principal office 24–28 Upper Bond Street, Hinckley, Leicestershire, LE10 1NZ. It does not provide normal branch facilities.
FSCS protection Eligible deposits are currently protected up to £120,000 per eligible person, subject to FSCS rules.
FCA/PRA registration Hinckley & Rugby Building Society publishes Financial Services Register number 206043.
Local distinction: if you need face-to-face service in Hinckley, use the Castle Street branch. The Upper Bond Street Principal Office is the Society’s administrative address and explicitly states that it has no branch facilities.

What Do You Need From Hinckley & Rugby?

Existing member Log in to H&R Online

View supported savings and mortgage accounts, transaction history and secure messages.

Open online guidance
Saver Compare savings and access

Choose between easy access, regular saver, notice, fixed bonds, Cash ISAs, children’s and organisation accounts.

Compare saving routes
Withdraw Send money to your nominated account

H&R Online supports Faster Payment withdrawals for eligible accounts, with a useful 2pm working-day timing rule.

See withdrawal timing
New mortgage Get whole-of-market-style advice

H&R currently partners with Mortgage Advice Bureau for new consumer mortgage advice across 90+ lenders.

See the new-mortgage route
Existing borrower

Leave a Comment