Furness Building Society: Savings, Mortgages & Online Services

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Independent Cumbria & Lancashire Member Guide

Furness Building Society: Savings, Mortgages & Online Services

Furness Building Society combines something many savers still value—a real North West branch network—with a much stronger digital savings service than it offered a few years ago. Members can now manage eligible savings online or through the Furness Savings app while still using branches across Cumbria and Lancashire.

Mortgage customers have a different set of routes. Furness offers mainstream home-buying and remortgage options alongside more specialist lending for self-employed applicants, complex income, holiday lets, buy to let, later-life borrowing, self-build projects and Heartland borrowers in its North West communities.

Compare Official Savings Rates Open Digital Savings Help Explore Furness Mortgages
Independent website and security notice: Building-society.org is not Furness Building Society. This website cannot view, unlock, withdraw from, transfer, close or change a Furness savings account or mortgage. Never enter your Furness Digital username, password, authentication code or complete account details here.

Meaningful editorial review: 16 September 2026. Savings rates, mortgage products, branch hours and digital-service procedures can change. Re-check the current Furness page before transferring money, opening an account, changing a mortgage or travelling to a branch.

Furness Building Society Quick Answers

Established Furness Building Society traces its history to 1865.
Ownership Furness is an independent mutual building society owned for the benefit of members rather than external shareholders.
Branch network Eight current high-street branches across Cumbria and Lancashire.
General member contact 0800 781 4311.
Savings & Digital help 0800 834 312.
Mortgage enquiries 0800 781 4311.
FSCS protection Eligible deposits are currently protected up to £120,000 per eligible depositor, subject to scheme rules.
Regulation Authorised by the PRA and regulated by the FCA and PRA. Financial Services Register number 159624.
Important branch update: older Furness documents can still show a Dalton-in-Furness branch. Furness’s 2025 Annual Report confirms that Dalton closed during 2025. The current branch finder lists eight locations, so use the live branch finder rather than an old annual report or cached directory.

What Do You Need to Do With Furness?

Savings Compare a new account

Choose access first, then compare the live rate, opening amount and whether the account is online, branch or postal.

Open savings guidance
Existing saver Check balances or make a withdrawal

Digitally enabled members can use the Furness Savings app or online portal for supported account tasks.

Open Digital Savings guidance
Cash ISA Save tax-free or transfer an ISA

Use the formal ISA transfer process rather than withdrawing existing ISA funds into an ordinary bank account.

Open ISA guidance
Mortgage Buy, move, remortgage or discuss a complex case

Furness publishes mainstream and specialist mortgage routes with an emphasis on individual underwriting.

Open mortgage guidance
Branch Visit a Cumbria or Lancashire office

Use the live branch finder because several Furness branches have moved or been refurbished recently.

See current branches
Security Check a suspicious payment or message

Stop the transaction or conversation and contact Furness through a verified route.

Open security guidance

What Furness Building Society Does

Furness Building Society is an independent mutual founded in 1865. Its main customer products are savings and mortgages, supported by branch, telephone and increasingly digital service.

Its traditional heartland is Cumbria and Lancashire, but its online savings reach is wider and several mortgage products are available beyond the immediate branch area. The Society has also continued to invest in both its branch estate and digital savings platform rather than choosing one service model over the other.

Mutual society Members rather than external shareholders sit at the centre of the ownership model.
Digital savings Eligible savers can manage balances, withdrawals, new accounts, maturity instructions and secure messages digitally.
Eight high-street branches The current network serves communities from Barrow and Millom to Lancaster, Preston and Poulton-le-Fylde.
Flexible mortgage underwriting Furness places particular emphasis on manual assessment and applicants whose circumstances may not fit a simple automated model.
Categories UK Building Society Directory

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